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Questions from May 2018
My current car is a 2014 Kia Sorento 2.2 CDI. However, I am concerned about the present issues with regard to diesel and am now considering a switch to a petrol hybrid. The question is which one? I am...
I rented a car at Geneva Airport in February this year and took the vehicle over the border into France for a few days. The rental company have just emailed me to tell me that the French police have requested...
Until recently I have driven exclusively on classic car insurance. Despite never claiming, I have accrued no NCD, as these are not a feature of classic policies. That seemed a reasonable trade-off for...
I am buying a car from my dad - a 2013 Volkswagen Golf - and then selling my current car privately. I expect to have both cars for about a month in total. What is the best way to insure them while I have...
With regard to the new MoT changes for diesel cars with DPFs, how can I go about keeping my DPF clean? I have a 2017 Ford Grand C-MAX 2017, which I usually use car for city runs. It doesn't get much use...
My daughter aged 25 was involved in a motorway accident. She was in the nearside lane when an HGV from Poland pulled over and scraped the side of her car - a 2003 Toyota Yaris, damaging the door and ripping...
My first service is due September 2019. I have previously used a local BMW Specialist. If I do so with my new vehicle, how do I stand legally with the three-year warranty?
Is it legal for insurance brokers to charge more if you say you may take passengers on a motorbike? Car drivers are not charged more or even asked the question.
I'm thinking of buying a used motorcycle from a dealer in Germany, the advert claims the price includes VAT. The dealer has no experience of shipping to England, however, he has a very good reputation...
My dad is wanting a van for approximately £2000. He's never had a van or a diesel vehicle. I myself am a car enthusiast; I've bought, repaired and sold several cars as a hobby and have worked in car dealerships...
I'm 6-foot tall and want to haul around scuba diving equipment and gardening tools. I need a car or van to do 10,000 - 15,000 miles per year, for around £1000 - £3500. What do you suggest?
Is it possible to have NCD for two drivers on one car? We used to own two cars with our own NCDs, but now own only one car with me as main driver, and my wife as additional named driver. Next year my wife...
Unfortunately, my two month old car has been written off. My insurance will provide me with exactly the same model and spec car, but obviously the reg will be different. This is the best option as the...
I've recently been awarded the new P1P on the Motability scheme (no VAT) and have put a deposit on a new Mercedes-Benz GLA. After three years I'll be re assessed for my disability. If I lose my Motability...
A 2002 Honda Stream has been left outside my house for weeks. It's full of junk and has an old 2015 tax disc on the dashboard. Who do I inform to get it taken away?
Can you please tell me which cars have completely removable rear seats? This is my chief requirement in picking a car.
I bought a car from a main dealer, but they're keeping the V5 until June 20 as it was classed as a demo and they are required to keep the V5 for two months. I transferred my car insurance to this new can,...
A month ago an Uber driver hit my parked car and drove off without leaving his details. However, his passenger got his reg number and gave it to me. I contacted Uber and they contacted the driver, who...
I have an old motorcycle, which was last on the road in 1984. SORN has never been declared because it was not in use when the SORN rules came in (January 1998). I have recently changed address, sent the...
I have a 1971 Mini. I taxed it (free) in February when I bought it. The MoT runs out on 23 May 2018. Do I fill in the V112 MoT exempt declaration form when I tax it again next February?
I've lived in France for 15 years. I'm returning to the UK on a permanent basis soon though. I have a full No Claims Bonus in France, but insuring my 2005 Ford Fiesta will apparently cost £565. This seems...
My car has been classed as a Category N write off by the third party insurance company and an offer has been made by them to pay me the market value of the car less salvage. My question is, by accepting...
I've been issued a parking ticket for staying 23 hours in a Sainsbury's car park even though I only stayed 1 hour 35 minutes. Cars are allowed to stay up to two hours there. What now?
My friend's daughter had a black box fitted to keep insurance low. The mileage allowance was 4000. This was unintentionally exceeded and her insurance was cancelled. She ended up driving for four days...
I own a 1998 Toyota RAV 4 Convertible, which I absolutely love. Is it likely to be a future collectable as there are very few left on the road?
I bought a pre-registered car with 10 miles on the clock recently. However, as it's classified as a demo model, the Mazda dealer tells me they must keep the V5 for 90 days. When trying to purchase Gap...
I'm in the process of renewing my car insurance and they are asking if I want Legal Protection (£30 extra). I know there are some firms that will cover you for that alone and for a lot less money. Are...
Would you recommend a sat nav app for iPhone?
In the 1970s, my wife and I owned two Austin Mini. How do I ascertain whether or not they have been scrapped, still on the road or declared SORN? I can remember the registration numbers.
Whilst my 2002 Mercedes-Benz E-Class was parked at the garage today, a van from the business next door smacked its door into my car. I have all the insurance details and they have already alerted their...
A runaway trolley was left at the end of a row of trolleys opposite my parked car, in a marked parking bay, at Asda. I was sat in the car waiting for my wife who was in the store. The weather was sunny,...
I have two old cars registered with your website (2008 diesel Ford Focus and 2005 petrol Nissan Almera). I would like to know if they will likely fail their next MoT. Can you let me know what the changes...
Our car was recovered after being stolen and used in a crime. It looks like we will have to take it back from our insurer even after giving them the keys and logbook. My wife is traumatised by all this...
I had a car accident last week. The police had closed the road and an officer was stopping traffic to ask drivers to turn around and go back the way they came. It was a narrow road and the police officer...
I got a parking ticket today from a private parking company. They gave it to me for parking in a disabled spot. Do I have to pay this?
When my Mercedes-Benz C-Class was about three months old, during a safety check, the dealer discovered one of the rear wheels was cracked (pot hole I guess - but no loss of pressure). Rather than pay £600...
Earlier today, my nine year old son crashed his bike into a car, which was waiting at a junction. He scratched the cars offside wing and bonnet. This will obviously need to be repaired. However, I do not...
I have a bit of an odd scenario. My car was parked on a slight incline and the handbrake must not have applied enough as 20 minutes later it had rolled down the slight hill and crashed into a wall. The...
I have a 1969 MGB. The car is taxed until 1 April 2019 and insured until 9 June 2018. The previous MoT ran out on 2 April 2018. Will it be legal to drive the car after 20 May 2018 without further action?...
I've had a Daytona Yellow 1975 Formula 400 Pontiac Firebird 6.6-litre in my garage since 1994. The rear axle is removed but I have all the parts. I'm looking to sell it as a restoration project/barn find....
My 1978 Vauxhall Cavalier Mk1 is eligible for tax exemption from April 2019. How do I obtain a Build Date Certificate to prove to the DVLA when it was built? Also, what steps do I need to take to obtain...
I bought a classic car that's falling apart from a dealer. We arranged that he would get it reassembled and on the road for me. That was five months ago. I have gone to see it on several occasions and...
My vehicle has today been deemed a write off after an arson attack outside my house a couple of weeks ago. The perpetrators have not been found and, as a result, my insurance premium has doubled to £1110...
I have a 1999 Saab Viggen in good condition with 80,000 miles on it. Is there an insurer that will protect its write off value as it is rare?
I bought a Ford Kuga 2.0 TDCi automatic two years ago, with approximately 50,000 miles on the clock. It started juddering and displayed a transmission fault on the dash. I drove the vehicle directly to...
Can I claim back the VAT on a new light commercial vehicle I just purchased? It will also be used for private use as well as business.
My son was involved in a landslide incident whilst driving in Wales. His car was extensively damaged. Is anyone liable, like the council, for incidents of this type?
My insurers have written off my car, but the amount offered won't cover the cost of an equivalent vehicle. Can I sue the third party for the difference (£2000) because they have admitted the accident was...
I've owned a 1989 Audi 80 Quattro 2.3 for a good number of years now and it has been confined to a barn, which is a great shame. I'm looking for some advice on to the best way to restore this beauty back...
I've got a tatty 1993 Mercedes-Benz 190 with a full MoT (though it has some advisories) and full service history. It has a rust hole in the front offside wing, a dodgy paint job on the rear nearside passenger...
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Amount to borrow
Sorry. The minimum loan amount is £1000
To pay back over

My credit score

Best available rate 9.20%

Total repayment £8,930.17

Total cost of credit £1,430.17

£186.05

48 monthly payments

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Representative example

Borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77 per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96.

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