Ask Honest John

Most recently answered no claims questions
By next February, I will not have had a car insured in my name as a policyholder for two years - even though I drive my wife's car. Is there any way I can still keep my nine year's+ No Claims Discount...
Is there any benefit in paying extra for NCD protection when the insurer says that your insurance premium will rise if you make a claim? Both my wife and I have over 15 years NCD, and if we have a claim...
Are brokers obliged to provide evidence of NCB if requested? I asked my broker to provide evidence because I wanted to change to a different provider who had offered a better price. They refused and made...
I'm thinking of swapping my car for a small van soon, probably a nearly new Citroen Berlingo. It would not be for commercial use, just personal. A friend says that any no claims I have would not count...
If I have an insurance policy on a now SORN'd car, do I get to keep the remaining no claims bonus after transferring? If my policy runs out while on the SORN car, would the accumulated months still count...
My husband and I are both retired and do not need two cars now. We have separate insurance policies and both wish to preserve our no claims bonus to cater for the situation of the demise or incapacity...
Having recently retired we are now using one car. Our comprehensive insurance is in my name with my wife as a named driver. Until recently this policy had my wife's car included. I am informed by the insurer...
I have two cars registered in my name, with my wife as named driver for past 30 years. I am now unable to drive due to ill health. Do I need to change car ownership, in order to allow my wife to get insurance?...
I recently found a note in the windscreen of my Toyota Prius, parked in a shop car park, saying the car had been jacked up and something removed from under the car (an employee of the shop just happened...
Is the additional cost of NCD protection worth it given that I have nine years NCD?
 

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