Ask Honest John

Most recently answered ncd questions
By next February, I will not have had a car insured in my name as a policyholder for two years - even though I drive my wife's car. Is there any way I can still keep my nine year's+ No Claims Discount...
Is there any benefit in paying extra for NCD protection when the insurer says that your insurance premium will rise if you make a claim? Both my wife and I have over 15 years NCD, and if we have a claim...
I had a bump in my car which was my fault as I reversed into a parked car but fortunately, I have protected NCD. However, my son's cars insurance is shortly due for renewal. I know that my insurance shouldn't...
I am the main driver and registered keeper of my car, with my spouse as a named driver. Can I transfer my NCD to her or can I still continue to insure car though I have been told to stop driving by the...
Is the additional cost of NCD protection worth it given that I have nine years NCD?
My daughter has nine years NCD on a Porsche Boxster. She has recently purchased a Volkswagen campervan and the insurers have told her she cannot have a NCD on two vehicles. Surely this is rubbish?
Six years ago my son and I had full no claims on our cars, but when I got married my husband talked us into taking multi-car insurance out with Admiral. We were assured that we would all still build up...
I bumped another car whilst parking. No damage was done and neither party claimed but I lost four years of No Claims Dicsount. Is this fair?
If I have Protected No Claims Bonus with an insurance company but I then make a claim, what happens if I switch companies at renewal? Will the new company regard me as having no claims or do I have to...
I'm buying a vehicle on PCP. My son, who is 34 years old and has been driving for 17 years, is named on the insurance as the main driver. I would like him to start earning his own No Claims Bonus. Is it...
 

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