Ask Honest John

Most recently answered ncd questions
I have 29 years no claims bonus gained through various insurers and supported by Proof of Bonus documentation. In my experience most insurers, or quotes via online comparison sites, state their maximum...
By next February, I will not have had a car insured in my name as a policyholder for two years - even though I drive my wife's car. Is there any way I can still keep my nine year's+ No Claims Discount...
Is there any benefit in paying extra for NCD protection when the insurer says that your insurance premium will rise if you make a claim? Both my wife and I have over 15 years NCD, and if we have a claim...
I had a bump in my car which was my fault as I reversed into a parked car but fortunately, I have protected NCD. However, my son's cars insurance is shortly due for renewal. I know that my insurance shouldn't...
I am the main driver and registered keeper of my car, with my spouse as a named driver. Can I transfer my NCD to her or can I still continue to insure car though I have been told to stop driving by the...
Is the additional cost of NCD protection worth it given that I have nine years NCD?
My daughter has nine years NCD on a Porsche Boxster. She has recently purchased a Volkswagen campervan and the insurers have told her she cannot have a NCD on two vehicles. Surely this is rubbish?
Six years ago my son and I had full no claims on our cars, but when I got married my husband talked us into taking multi-car insurance out with Admiral. We were assured that we would all still build up...
I bumped another car whilst parking. No damage was done and neither party claimed but I lost four years of No Claims Dicsount. Is this fair?
If I have Protected No Claims Bonus with an insurance company but I then make a claim, what happens if I switch companies at renewal? Will the new company regard me as having no claims or do I have to...
 

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