Ask Honest John

Most recently answered no claims discount questions
I was filling out a request on line for motor insurance. For the car I want to insure I have 20+ yrs no claims which I put on the form, but my second car is insured in a classic car policy for which no...
I have one registered car but the main driver insured is my daughter with me as a named driver. If I buy another car which is registered in my name as well and I want my NCD to be applied to this car,...
I've a car which I'm getting rid of where I am the primary named driver on a personal policy, with 20+ years NCB. I do not intend to get a replacement vehicle for a couple of years. My second car has my...
I have just renewed the insurance on our car. The renewal premium was quoted at £211 as against £142 for last year - a rise of nearly 50%. On examination, I discovered that the full premium had actually...
I'm joining the Motability scheme - should I cancel or suspend my current insurance policy to protect my NCD incase I become ineligible for the scheme and have to buy my own car? With recent Insurance...
What use is no claim discount protection in the event of a vehicle theft?
Can a no-claims bonus run out? I sold my car 18 months ago and I'm still waiting for its replacement to arrive. What will happen if I don't take out a new policy in the next 12 months?
We have two cars in the family, I am putting my one off the road on SORN and will cancel the insurance. I have 20+ years no claims at present, will I lose my no claims and have to start again when I put...
Is the additional cost of NCD protection worth it given that I have nine years NCD?
After 50 years of accident free motoring,I scraped my car. Now I'm in a dilemma. I have a policy with LV=, which has a No Claims Discount guarantee. Should I pay for the repair or claim on the insurance?...