Can I transfer no claims between policies?

I was filling out a request on line for motor insurance. For the car I want to insure I have 20+ yrs no claims which I put on the form, but my second car is insured in a classic car policy for which no claims discount is applied. What should I put for the no claims on the form?

Asked on 2 October 2025 by Hunter

Answered by Rhydian Jones

When completing your online quote, you should only declare the no claims discount that is currently available to be applied to the vehicle you wish to insure. As classic car policies don’t tend to use a no claims discount, you should base your answer that was earned on your main car policy. Your 20+ years of no claims will count towards this process.

Tags: insurance no claims discount

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