Do I need to declare a minor scrape to my insurers if it can be settled amicably?

Some time ago, my partner passed her driving test, got into her car, which is parked on the road outside our house and scraped our neighbour's car by accident as she was trying to pull out of a tight space....

Do I need to tell my insurer of damage to my car even if I get it repaired myself?

I unfortunately very gently bumped into the back of a car. On inspection there wasn’t any damage to the car, but there was a little damage to mine. The other driver had to take particulars of my insurance...

Can I transfer my NCD to another car?

I have one registered car but the main driver insured is my daughter with me as a named driver. If I buy another car which is registered in my name as well and I want my NCD to be applied to this car,...

Do I need to tell my insurer that the V5C says my car has been salvaged?

I recently bought a cheap car from a friend’s dad who had owned the car 12 years without incident but had failed its MoT I have had the repairs (failed ABS module) done and the car now has an MoT. Checking...

Do I need to tell my insurer if I'm using a roofbox?

If I use a roofbox for, say, just one week during the year, am I required to inform my insurer of this? I understand that a roofbox may affect the car's handling if it is badly mounted and/or unevenly...

Should a claim by a named driver be entered against the policyholder when applying for insurance?

We are about to renew the insurance on my wife's car, which is insured in her name and on which I am a named driver. A couple of year ago we had an accident while I was driving. We claimed on the insurance...

Will adding a younger driver to my policy as a named driver reduce my premium?

As I get older my insurance premium seems to gradually creep up each year, in spite of many years of claim free motoring. There seems to be quite a lot in the press of late regarding older drivers and...

What is the best way to insure a car for a couple of months?

What is the best way to insure a car for a couple of months? My daughter is home from university for that time. We have use of a little 1.0 litre runaround, not owned by us. It is worth around 1000 pounds....

Can I let my son in law drive my car?

I would like to get a Kia Soul Electric. As a 75 old man if I stop driving for a short while could I loan my car to my son in law for him to insure as main driver as he would drive more than I would? I...

What's the maximum no claims bonus I can protect?

After over 50 years of driving and accruing 22 years NCD I unfortunately had a minor motor accident. Although when I took out the policy I provided proof of 22 years NCD my insurance company would only...