Ask Honest John

Most recently answered insurance questions
I would like to get a Kia Soul Electric. As a 75 old man if I stop driving for a short while could I loan my car to my son in law for him to insure as main driver as he would drive more than I would? I...
After over 50 years of driving and accruing 22 years NCD I unfortunately had a minor motor accident. Although when I took out the policy I provided proof of 22 years NCD my insurance company would only...
What is the point of the 1 to 50 insurance groups when the same person, using the same insurance company, is quoted the following? Car in group 48 £1158. Car in group 38 £1314. Surely the car in group...
If an accident is caused by a car thief - who leaves the car and is not caught - will my insurance not cover me?
Are modifications recorded on the motor insurance database and will therefore be known to next owners insurer?
What discount should one expect for a Category S car for sale which has been repaired by insurance approve garage?
I bought my vehicle in January 2025. For my birthday in April my partner bought me a private plate for the car. I changed the plate through DVLA and notified my insurance through the app, put in my card...
My partner is learning to drive and wanted a second-hand car to learn in. She is currently retraining and has no income, therefore I have paid for the car (a Kia Picanto). I drive a Skoda and have insurance...
Where can I purchase third party only insurance for driving in the UK? I do not require fire and theft nor fully comprehensive cover. I require inexpensive insurance cover. can you help?
When you take out fully comprehensive insurance you used to be covered to drive any other vehicle. Why and when did it change?