Ask Honest John

Most recently answered insurance questions
I have been advised by my insurance company to accept 70/30 fault on an accident that I had absolutely no responsibility for. Is it worth pursuing further?
I had my catalytic converter stolen. Should I have to pay the excess when it wasn’t my fault? My insurance company says it’s regardless of fault.
What are my rights when having my car repaired after a hit and run? I have specified it should be repaired at the main dealers thinking they would do a better repair than using my insurer's network of...
I had an accident last year, which wasn't my fault. As I don't have legal cover, I used a claim management company, who arranged a hire car. The claim has been paid out but the third party's insurer is...
You don't advise using a claims management company if there's any potential for dispute after an accident. Why is that? What should one use when there is a dispute over liability?
I live in an apartment with an off road car park. A neighbour has been moving his SORN'd and uninsured car around the car park. If he hits my (or any other) vehicle in the car park, what are my rights,...
I was involved in a accident that wasn't my fault three months ago. My car was written of as Cat N and I accepted the car valuation that my insurer provided. However, the third party is in dispute now,...
Is there any benefit in paying extra for NCD protection when the insurer says that your insurance premium will rise if you make a claim? Both my wife and I have over 15 years NCD, and if we have a claim...
My car was involved in an accident in 2007. The insurance did not pay out because I didn't disclose that I once had a conviction for driving uninsured. It was classified as a Category B write off. I have...
My car's insurance policy ends shortly and I want to know if I can let it lapse for a few months until more is known regarding the usage of vehicles under lockdown.
 

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