Ask Honest John

Most recently answered write offs questions
If a car has been written off can the owner buy it back and then have it repaired at their own expense?
I bought a Ford S-MAX Titanium Sport 210hp from a Ford dealership four years ago. It was unfortunately written off recently and the insurance company phoned to advise that the model was not the 210hp version...
My 2015 BMW 1 Series sustained damage in an accident so I need a new front bumper and bonnet. After a lot of pushing, my insurance firm said the value assigned to my car was £4950 (high mileage, perfect...
I bought a vehicle two weeks ago. I did the full Hpi check and sent the logbook off to put it in my name as I’m the new owner of the vehicle. I received a letter from DVLA saying it's not going to issue...
What paperwork should I ask for from a garage if I'm buying a Cat S car? Must I have a structural report? The car my son is looking at is less than 3 years old, so no MOT required. The garage is saying...
My 2018 Volvo V60 has been written off by the insurers as Cat S. After a lot of negotiation, the engineer agreed to add £340 to the what he says is the market value of the car to account for the fact that...
I've seen a motorhome that has sustained flood damage but has been put down as a Cat B write off. There is no structural damage whatsoever. Can I get this overturned?
My car was involved in an accident in 2007. The insurance did not pay out because I didn't disclose that I once had a conviction for driving uninsured. It was classified as a Category B write off. I have...
What's the difference between Cat N and S? There are a few I've seen that supposedly have all paperwork and are fixed to exemplary standards. One in particular I've seen is a Cat S with only front wing...
I bought a car privately but when the certificate returned to me through the post, it says that the car is a Cat S. I was never told that when buying it or I would not have bought it. Where do I stand...
 

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