Ask Honest John

Most recently answered total loss questions
I was rear-ended by a vehicle and the cost to repair my car is £1981. My car is valued at £1500. Will their insurance pay out?
Do consumers have to disclose to Insurers their vehicle was previously a total loss?
My car has been deemed a Cat N (uneconomical to repair) but I want to keep my car as my husband bought it before he died. I have been told my excess and salvage cost will be deducted from the settlement...
Once a car is deemed a total loss can your hire car instantly be taken back without an offer of settlement or even any acknowledgement from the insurance company?
I was in an accident and after claiming from the insurer I paid a £600 excess to then to find I only had 21 days to find a car otherwise I would have had to pay the outstanding amount for the year. Being...
My son's car has been deemed a total loss following a non-fault accident and I'm looking for some independent advice. The car is currently at a local garage but the insurance company is arranging for their...
I just discovered category N write offs, which are cars that have no structural damage. Why would it get written off if only the body work needed attention? Is it okay to buy a Cat N car?
My 73-year-old mother's car was hit by an SUV that went through a red light. The driver admitted fault and said she was not concentrating (messing with her sat nav as she was lost). There was a witness...
I was the innocent victim in an accident. My car was in good condition, but the third party insurer doesn't want to pay out because they say it's not worth repairing. I cannot buy a car that will be as...
Whilst my 2002 Mercedes-Benz E-Class was parked at the garage today, a van from the business next door smacked its door into my car. I have all the insurance details and they have already alerted their...
 

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