What can you save on today? HJ Kit uncovers BIG deals on dash cams, sat navs & more | No thanks
Ask a Question

Is a Category N write off safe to buy?

I just discovered category N write offs, which are cars that have no structural damage. Why would it get written off if only the body work needed attention? Is it okay to buy a Cat N car?

Asked on by

A vehicle does not need to have structural damage to be a total loss, a vehicle is only ever a total loss when repair costs exceed the market value. For example, older cars tend to get written off with minor damage because even low repair costs can exceed the value of an older car. Always get any previous total loss vehicle inspected as it may have had low level water ingress. Even though Cat N cars have sustained non-structural damage, the accident damage may not have been repaired (or it could have been repaired poorly). I would want a substantial discount if purchasing any previous total loss vehicle.
Similar questions
I was involved in an accident that wasn't my fault. The claims company has deemed my car a write off, Cat N. The damage was all cosmetic - the rear quarter panel, rear door and front door where damaged...
I have a bit of an odd scenario. My car was parked on a slight incline and the handbrake must not have applied enough as 20 minutes later it had rolled down the slight hill and crashed into a wall. The...
I'm interested in a Cat N (listed as Cat D) vehicle and wanted to know if there is any way to find out the details of how the car was damaged. The garage selling it are telling me it was just external...
 

Ask Honest John

Value my car

Amount to borrow
Sorry. The minimum loan amount is £1000
To pay back over

My credit score

Best available rate 9.20%

Total repayment £9,304.93

Total cost of credit £1,804.93

£155.08

60 monthly payments

Apply now

Representative example

The Representative APR is 13.2% (fixed) so if you borrow £7,500 over 4 years at a rate of 13.2% p.a (fixed) you will repay £199.21 per month and repay £9562.20 in total.

CarFinance 247 Limited is acting as an independent credit broker