Do I need to tell my insurance that I have received a fixed penalty notice?

After 52 years of driving, 19 years claim free and just 2 FPNs (1984 and 2006) I was annoyed last night to receive one. No question of the 36mph in a 30mph zone which just about all the local roads are...

Should a claim by a named driver be entered against the policyholder when applying for insurance?

We are about to renew the insurance on my wife's car, which is insured in her name and on which I am a named driver. A couple of year ago we had an accident while I was driving. We claimed on the insurance...

Why have no claims discounts reduced?

I have just renewed the insurance on our car. The renewal premium was quoted at £211 as against £142 for last year - a rise of nearly 50%. On examination, I discovered that the full premium had actually...

I'm moving house - do I need to inform my insurer of an address change immediately?

I’m moving house in August from an urban to a rural address, some 70 miles away. My car insurance renewal is due some 19 days later. Would it be cheaper to let the existing insurance run to its end and...

A driver recently ran over some of my possessions in a car park and I claimed £1000 from their insurer - why has my motor insurance now gone up?

I recently had another driver intentionally drive across some of my possessions in a car park. He admitted to seeing them as well. I made a personal claim against the other driver's insurance and his wife...

I claimed for an accident that was my fault on my policy - will this affect my wife's policy as I'm the named driver?

My car is insured with my wife as the named driver. I recently made a claim, which was my fault. My wife's car is insured with a different company than mine, with myself as the names driver, even though...

Will my NCB still be protected if I change insurers at renewal?

If I have Protected No Claims Bonus with an insurance company but I then make a claim, what happens if I switch companies at renewal? Will the new company regard me as having no claims or do I have to...

What has happened to make insurance premiums go up so much in the last 12 months?

Last July I insured my car for £240. This year, with no changes to my circumstances (other than the value of the car having reduced) the renewal quote was £380. I’m fully aware of how insurers tend to...

My car was written off - how will my insurer calculate the premium increase for all four policies I'm on?

A guy drove into the back of my old trusty Volkswagen while parked and unattended outside of my house. The amount of damage has been enough to be declared a write-off. The driver wishes to pay for the...

Should I change my insurer or stick with my current policy provider at renewal time?

My multi-car insurance policy is coming up for renewal with Aviva, who I have been with for years. My renewal is £447, so I went online and found LV's multi-car policy is £346 for virtually the same cover....