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Is the additional cost of NCD protection worth it given that I have nine years NCD?

Is the additional cost of NCD protection worth it given that I have nine years NCD?

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It depends on whether you are high or low risk. If you are high risk (commute, live in a city, etc), yes. If you live in the countryside, don't dive far and/or drive a low-risk vehicle - no. All down to personal circumstance.
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