Ask Honest John

Most recently answered insurance excess questions
I was hit by a car whose driver did not give way to right on a roundabout. I was told this is a ‘no-fault’ incident but have £150 excess + £150 voluntary excess on a fully comp policy with 19 yrs NCB....
Our car was hit from behind whilst waiting to turn at a junction. The other motorist was profusely apologetic and accepted liability. Our bumper was squashed and pushed out of shape, parking sensors squished...
Where there is a clear non-fault accident why do I have to pay the excess for my insurance and then wait up to six months to reclaim it? It’s quite a sizeable excess £600. This feels grossly unfair? When...
My car was recently hit while parked and incurred damage to the rear. I was given a quote of around £1000 for a repair and I decided to make a claim through my insurer. My car was booked into the insurer's...
I own two cars, both on the same insurance policy. My wife reversed the car she drives into mine (parked) on our driveway, damaging both cars. The insurance company wants to charge me an excess on both...
My 2009 car was damaged in an accident after skiding off the road into a ditch. My insurers says the car is valued at £8960 and have written it off with category N. The cost of repair is given as £2717...
I was rear ended today by a gentlemen on a bicycle. I have reported this to my insurance company who tell me that I will have to pay the £500 excess as there is little to know chance of recovering this...
While my car was parked in a retail park car park it was hit and severely damaged by a third party. It is likely to be a write off. I have the third party's insurers details. The third party is obviously...
I was the innocent party in an accident. How do I reclaim the insurance excess I have had to pay?
After 50 years of accident free motoring,I scraped my car. Now I'm in a dilemma. I have a policy with LV=, which has a No Claims Discount guarantee. Should I pay for the repair or claim on the insurance?...
 

Value my car