Is it legal for insurance brokers to charge more if you take passengers on a motorbike?

Is it legal for insurance brokers to charge more if you say you may take passengers on a motorbike? Car drivers are not charged more or even asked the question.

Asked on 29 May 2018 by Andrew Foster

Answered by Tim Kelly
Yes, because you are much at risk of an an accident on a bike than in a car. It is much much more probable that your pillion will have a serious injury or sustain a fatality than the would as a passenger in a car. It is not a matter of whether it is ‘legal’ or not, they are providing you cover that you can opt to have, or decline.
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