October 2014
Hi all,
I had an accident this morning on my way to work while driving along a country lane. Hit a patch of wet leaves, the backend spun around and sent me flying into a fence post. I was not going fast and was well within the 30MPH speed limit.... Read more
the sooner everyone accepts there's no such thing as an "accident" the better.
Then why is there a word for it?...
I am shortly taking deleviery of a new model X-Trail. It comes with 19 inch wheels 19 x 7.0J with 225/55R/19 tyres.
For the winter set up, can I use 17 inch 7.0J alloy rims without complications? ... And what might be the best profile of winter tyre to use for grip and comfort ... 55 / 60 / 65? (The Visia and Acenta models use 225 /65R/17 tyres). ... Read more
Just by coincidence these are on very high discount at the moment, you'll struggle to find better winters than these, especially at this price.
Hi all, new to the forum. I'm hoping someone may be able to offer some advice to me. This is a long story I apologise.
Last week I received a letter from Inter-credit International Ltd saying I had incurred an £80 fine relating to a car that I got rid of in approx July 2011. The letter sated that the date of offence was Oct 2012. The car in question was not being sold on but in fact being scrapped and I handed the log book and all related documents to the garage who were scrapping the car for me. At this time I was not aware of any legal obligations to inform the DVLA or send anything away to them to inform them it was being scrapped. And the garage who we're getting rid of the car was in fact my fathers business.
I phoned the debt recovery company who told me that the DVLA had not received information that the car had been scrapped and had been for the past 2 years trying to reach me at the address the car was registered to when I owned it. I moved from that address in August 2011, one month after I'd got rid of the car.
I spoke to my father who assured me that all the documents had been sent (he's been in the motor industry for 40 years) but the likelihood of him being able to locate any documents was small due to the length of time that has since passed.
So I deceived I would appeal the fine and contacted DVLA who brushed me off and said write and appeal to the enforcement dept and gave me the address. I then contacted the debt recovery company to advise them of my appeal so they didn't think I was not acting on their letter. My credit status is important to me at this time as I am trying to buy a house, the last thing I need is a black mark against my name.
I spoke to a woman from Inter-Credit who basically bullied me into paying the fine. She was rude, she upset me to the point where I was crying on the phone as she would not listen to anything I said and treated me like I was a criminal. She said it was my responsibility to inform DVLA and since I hadn't done that there was nothing I could do.
After I'd paid the fine she said I needed to contact DVLA and request removal as the registered keeper.
Shortly after this took place the post arrived and there was a letter from Inter-credit basically saying what the rude woman told me on the phone but added that I may have also contravened section 31a of the Vehicle excise and Registration act which commands a £1000 fine if convicted!
My question is how do I check if this vehicle is still registered to me and remove myself? I am frightened that I am opening a can of worms and don't know what the content of the letter to the DVLA should be.
If anyone could help I'd be really really grateful. And thanks for reading if you wine to to the end, I appreciate this is a long post.
Read more
The other lesson is never to phone an agency chasing a fine, there only interest is in getting paid. You write to the agency, recorded delivery, setting out your reasons and also write to the main party the DVLA in this case.
A credit agency cannot place a black mark against your name until it has been dealt with by a court...
Hi all, new to the forum. I'm hoping someone may be able to offer some advice to me. This is a long story I apologise.
Last week I received a letter from Inter-credit International Ltd saying I had incurred an £80 fine relating to a car that I got rid of in approx July 2011. The letter sated that the date of offence was Oct 2012. The car in question was not being sold on but in fact being scrapped and I handed the log book and all related documents to the garage who were scrapping the car for me. At this time I was not aware of any legal obligations to inform the DVLA or send anything away to them to inform them it was being scrapped. And the garage who we're getting rid of the car was in fact my fathers business.
I phoned the debt recovery company who told me that the DVLA had not received information that the car had been scrapped and had been for the past 2 years trying to reach me at the address the car was registered to when I owned it. I moved from that address in August 2011, one month after I'd got rid of the car.
I spoke to my father who assured me that all the documents had been sent (he's been in the motor industry for 40 years) but the likelihood of him being able to locate any documents was small due to the length of time that has since passed.
So I deceived I would appeal the fine and contacted DVLA who brushed me off and said write and appeal to the enforcement dept and gave me the address. I then contacted the debt recovery company to advise them of my appeal so they didn't think I was not acting on their letter. My credit status is important to me at this time as I am trying to buy a house, the last thing I need is a black mark against my name.
I spoke to a woman from Inter-Credit who basically bullied me into paying the fine. She was rude, she upset me to the point where I was crying on the phone as she would not listen to anything I said and treated me like I was a criminal. She said it was my responsibility to inform DVLA and since I hadn't done that there was nothing I could do.
After I'd paid the fine she said I needed to contact DVLA and request removal as the registered keeper.
Shortly after this took place the post arrived and there was a letter from Inter-credit basically saying what the rude woman told me on the phone but added that I may have also contravened section 31a of the Vehicle excise and Registration act which commands a £1000 fine if convicted!
My question is how do I check if this vehicle is still registered to me and remove myself? I am frightened that I am opening a can of worms and don't know what the content of the letter to the DVLA should be.
If anyone could help I'd be really really grateful. And thanks for reading if you wine to to the end, I appreciate this is a long post.
Read more
Sorry wrong area moved to Legal Matters.
Please could someone help me with a key code for my rds eon 4500 radio ...my serial number is M143937
... Read more
try 1967
Does anyone know where I can get the sat nav disc for the ncdc 2013 and the cd changer magazine? Read more
**Forgive me is this is a well answered thread - it's my first post and my IPad is making it very hard to search and even type!**
For work reasons, I've just moved my young family from Northern Ireland [UK] to Dublin Ireland (ROI). Unfortunately, due to high emissions ratings, I feel forced to sell my lovely and very reliable 2005 Volvo V70 D5 as I am unprepared to pay approx €1000 on import tax, and a further €1000 on road tax, not to mention VRT test fees. :(
Consequently, as a charity worker in a very expensive city, I am now on the hunt and engaging in detailed research on how I can make a good value purchase on a cost-effective to run "family car" (estate or MPV/SUV) with no greater than "Band C". Budget around £5000 equivalent.
I feel daunted at this task and write to ask Honest John and its forum posters for any felt tips advice and help on this matter. Support greatly appreciated. So far I seem to have established that:
1. I will get more £/€ for my Volvo selling in N.Ireland / UK (because my V70 2.4 D5 costs €1034 annual tax in ROI, making it an unpopular choice for most families, particularly living in Dublin area)
2. That I need either an
a. post 2008 vehicle with no greater than tax 'Band C' - equivalent of €390 annual car tax
or
b. a pre 2008 vehicle with an engine size no greater than 1.5L* - equivalent of €413 annual car tax
*some research is flagging up the old debate in favour of buying a petrol. Again, any well-researched comments on this welcome.
3. I might be better to import the right car from UK/N.Ireland to save money.
Many thanks in advance.
Norm
Irish motor tax bands here: www.environ.ie/en/LocalGovernment/MotorTax/MotorTa.../
www.environ.ie/en/LocalGovernment/MotorTax/MotorTa.../
mywheels.ie/motor-tax-rates-ireland/ Read more
No worries.
As they say on Crimewatch "Someone might know something"....
Get your free erection here!
Welsh speakers in Aberystwyth have been promised "free erections" at a new Tesco Express store.... Read more
Don't we all have a general erection coming up soon?
They have regular erections in Japan. Apparently Chinese erections are faked. Only party supporters can be erected members.
Was this discussed on watchdog?