March 2018
Just wanted to find out if anyone has had experience in claiming for malicious damage on their car insurance on the forum.
Unfortunately my car as well as others, were targeted in the area and severely damaged by way of scratches which are in no way possible to remove, and requires a professional paint job as the scratches are deep and also across the body of the car.
My one experience of making a non fault claim increased my premium by 40% 10 years ago. I didn't claim as there was No damage but simply informed my then insurer that a 3rd party reversed into my then vehicle, in case they made a claim.
My current insurer (one of the major insurers) doesn't explicitly define if such damage is covered under my comprehensive policy.
I'd like to know if this would be of detrimental impact or if I should just stump up a hefty sum for the repair. I'm also in the process of switching insurers as my policy with the current one expires in 7 days and their renewal is more expensive than their major competitors.
Early indications is that it'll cost at least £2,000 to repair. Read more
I need a commuting car to do 60 miles per day on A roads and rural roads, economy is essential. I need an estate to carry my dogs. I've looked at the Fabia estate diesel and the Ceed diesel, and thought the Fabia looked perfect due to its low tax and fuel economy. However I've then read about engine faults on them. I need to be looking at older cars around 2006 / 8 ish. What can you suggest please which will do over 55 mpg and be reasonable to tax. Maintenance has to be affordable too. Thanks Read more
The variable boot floor on the Octavia estate brings the floor level with the folded seat backrests and very near to the level of the bumper. I would imagine that's also true of the Fabia: you'd need to check. It's an optional extra for a new car: I've no idea whether it can be retro-fitted.
I took my car for an MOT yesterday – the garage charged me £49.50 for the test, then a £10 'MOT administration fee' on top. The total bill came to £61.50, with VAT for the admin charge added on.
This doesn't seem very fair to me. Anybody else had this? Read more
If your small independent mechanic does not do MOTs then you have to pay for time taken, including waiting, if you want it done when he services car. The advantage is that MOT test station knows that they will not get any work from a fail, a mechanic is better able to argue a marginal opinion and if they unreasonably fail then the MOT station will lose business.
I nearly got a fail for not having rubbers on pedals but these were drilled aluminium pedals that had never had rubbers and were standard on model not even aftermarket. He relented, I think that he realised that he might be wrong, I did not have to threaten to report him to VOSPA but would I have a claim for costs resulting from an incorrect failure if I spent money rectifying or hiring a car? I guess car would still be illegal to drive even if reason for failure was wrong: and this is a matter of fact not opinion as some things are on MOT....
My ideal would be to generate hydrogen at home from windmill and solar and then run car off that. Long term my gut feeling (and that's all it is) is that eventually hydrogen fuel cell will take from pure EV. Read more
In the Orkney Islands, there is surplus wind power which cannot be exported to the grid.On the island of Eday they have a hydrolyser which converts water into free hydrogen and oxygen
The Hydrogen is used to run the port of Kirkwall and some vehicles
Orkney has a population of around 20000 persons and yet manages to supply this fuel of the future.
On a windy day lots of windmills are paid to shut down, when the power could be utilised as Hydrogen rather than being wasted
It has been a windy winter, just think what could have been............
I would dearly like to use a fuel cell car as it appeals to my green side
'In particular, we note that an adverse financial impact on the residual value of affected vehicles as a result of the NOx issue has not been identified.'
For the past two months, I have been intensively looking for a suitable second hand car to buy.
I am posting this comment because I want Volkswagen to know that I have specifically ruled out buying Volkswagen Audi Group (Volkswagen/Skoda/Seat/Audi) cars with diesel engines, Volkswagen Audi Group (Volkswagen/Skoda/Seat/Audi) cars with the EA189 diesel engine and also Volkswagen Audi Group (Volkswagen/Skoda/Seat/Audi) cars with petrol engines.
The affected vehicles have had their residual values seriously affected because it isn't just a case of me offering less money for one of the cars - it is much worse than that. I have absolutely no intention of buying one of the affected cars.
With so many second hand cars for sale, why would I bother taking a risk on a car that has known problems?
The reason I am not going to buy any Volkswagen Audi Group car with a petrol engine is that I have serious concerns about the risk of Volkswagen Audi Group announcing that their petrol engine cars need to be 'fixed' too.
How can we trust Volkswagen Audi Group now?
The loss of trust is also increased because Volkswagen's 'fix' for the EA189 diesel engine is obviously inadequate.
At the minimum, Volkswagen should offer all affected customers, brand new uprated fuel injectors, a brand new uprated EGR valve and additional emissions control equipment systems to eliminate the NOX air pollution.
My preferred solution would be for Volkswagen Audi Group to offer all affected customers a discounted new engine (with a new emission control system and a new exhaust system) that meets air pollution emission rules.
The management of Volkswagen Audi Group should think about the long term reputation of their business. Read more
I bought a second hand golf 1.6 diesel Jan 2014 for £10,000. Submitted the car for recall in 2017 and since then, the engine or fan kept running really loudly after the engine was turned off. When I mentioned this to the garage they didn’t think it a problem. The car stalled yesterday and I’ve just been told the injectors need replacing and theirs a fault coming up on the EC something (electric control board?) my garage recommend getting all 4 injectors replaced at a cost of £2350 and hopefully the other fault will be resolved. But if not it will cost over £1000. Surely this is a ridulous cost for such a young car. Think its about 5 years old. Will be exploring if i can get compensation but meanwhile crying myself into my keyboard at how I’m going to fund all this. Moving house this weekend without a car now too. Oh Joy.
Quick question... if my car worths 10k, and the repairing is 6,5k, but the insurance decides to write off the car (cat d) as it is not a good deal from them, can i ask them to pay the 60% of the car value on cash and i will pay the remaining part of the repairing from my pocket?
I have seen this in several forums, but i dont know if it is something that can be asked to the insurance company.
... Read more
My car was damaged a year ago; the third party immediately admitted blame so their insurer assessed the damage and offered to write my car off (it was 9 years old). They trawled the market and offered £3500, a reasonable stab at what it would cost me to replace it like for like.
As the car was structurally unimpaired I decided on a local bodywork repair. The insurers agreed and offered 35% less, which was just a little under the cost of my repair. So at a small cost I got to keep a very reliable car. It's probably not worth much now, but it's still running.
Wifes A1 has spare set of alloys for winter tyres and they were grubby with grime that i couldnt clean on a normal wash. I was told about fallout remover so i tried it and WOW
what a difference , shiny and look new what a product. Expensive as i used Autoglym Magna ... Read more
I use Bilt Hamber's AutoWheel active cleaner, thats the stuff that turns purple when its done the job, probably similar to the product you mention, and yes it brings things up really well and is also gentle on the finish.
Only need to use it maybe twice a year for a deep clean because i use a high flow pressure washer and Bilt Hamber's detergent (not snowfoam) meant for pressure washer dispensers, a few minutes soak on the wheels with now and again a bit of gentle agitation and they come up spotless anyway.
Hi, looking at buying a 2nd hand sharan or alhambra. Post face lift 2010 models with sliding doors.
I've read lots of what appear to be conflicting reports over this engine. Does it have a wet clutch? None of the auto boxes I've looked at have had the dsg oil changed even with dealer history but yet, I've seen on a couple of sites reports that suggest it is wet. Assuming it's the same engine as in other cars?... Read more
Hi
You didn't mention your fuel preference....
Hi
I had a crash with my car, and i would need some advice on how much could it be the repair... Read more
Am I missing something?
If car in front is claiming OP will be paying higher insurance costs anyway. If OP pays all costs and doesn’t tell insurance company that surely will be more than increase in premiums. And if later further damage is found to car in front, maybe at MOT, that will come back to bite OP....
I'm looking to buy a car for around £12,000.
My old man is getting rid of a Golf MK7 (12,000 miles) 2016 Blue motion 1.9 TDI.... Read more
By the time Diesel hate has any real effect, you'll have had several years good use out of the car and as you're getting it for a bargain price you are already way ahead, i too would buy it and there are millions of us who arn't bothered about current fads/trends so it will always sell.
But do get the oil changed regularly, max of once a year, if you don't mind doing a bit of DIY it would be childs play, first time you change it if you fit a Fumoto, then an oil change is so easy as to be crime not to, oil cheap as chips if you buy it by the 20 litre pack....
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Your premium will still go up even if you have protected NCD.
You don’t loose your NCB but as you have claimed you classed as being higher risk therefore your premium before NCB applied will be higher.