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Questions from October 2018
Are you aware of anything I can buy to prevent my alloy wheels from being kerbed or scratched. Failing that can you take out insurance to cover said same problem?
Is there any information available yet regarding the degradation or actual battery life of the BMW i3? I drive the 94Ah range extender on a (66) plate. I'm really happy with it and would like to buy one...
Following an accident where an alloy and tyre were fitted, I requested if I could have the original wheel back for a spare as I knew it was perfectly okay. The repairers told me to ask the insurers since...
What are your top 10 dash cams?
Winter's here in highland Scotland so I need to change from the summer tyres on my Mazda CX-5. Would you recommend winter (as I've always bought in the past) or all-season? I do about 20,000 miles a year...
My car was recently damaged in an accident, it was rear ended by an articulated truck. The insurance company have agreed to repair the car using their own bodywork repair company. I have two worries. How...
Toyota appears to pride itself on producing reliable cars. However, I would appreciate your view on whether the Toyota Aygo would be more reliable than the Peugeot 108 which I understand is built in the...
I have a 2012 Mondeo 1.6 TDCi. I was in a traffic jam and the stop start was not working - the disable light was on and it would not turn off. I assumed it might be regenerating. Is it a mileage or when...
Are there any reliable DSG transmissions used in Volkswagens? If so, which makes and models use them?
We have £15,000 to replace our 2008 Mitsubishi L200. We need four wheel drive, an integral boot rather than truck body, seven seats, reliability and plenty of rugged boot space. My husband would love a...
What vehicle would you recommend for short city journeys?
Can I take my practical driving test in my own car which was previously a category S write off?
Please could you advise on the best small used van to buy that has five seats? My maximum price is up to £7500.
I'm looking for a possible replacement to my current seven-seater Toyota Verso. Are there any hybrids? Fuel efficiency will be really helpful. If it drives well that's an added bonus.
I was involved with a car accident where I turned out of a junction at the same time as another car turned on the opposite side of the road. I hadn't seen the car until the impact and it seems I am the...
What is the definition of business use and does it vary between insurance companies? My daughter, an experienced driver aged 50, is a named driver on my wife's car policy and sometimes needs to use the...
I bumped into a car reversing out of a parking space. The owner has been quoted £485 (including VAT) for repairs. My car has a few scratches on the corner of the bumper while the other car has slight damage...
I have a Ford Focus 1.0 Ecoboost 2017 model. When I switch off a noise like a fan running on comes from the front top of engine. This is not the cooling fan. Is this normal or does it need attention?
Can you recommend a good dashcam with a suction fitting which is at least 1080p resolution and has the ability to record for a while after parking in a supermarket car park?
I was involved in a confusing accident at a dreaded mini roundabout. No one was hurt but both cars were written off. There was a queue of traffic coming from the right and turning right which I was giving...
At the end of our estate they have been building two new houses with lots of lorries. One of the lorries must have caught my sons car - its his first and first year of no claims . A 15 year old Peugeot...
I'm looking to buy a van with a floor load space length of at least 170 cm and my budget is around £4000 - £5000. What is the most economical van I can get?
My stepson had a fairly low speed accident on a roundabout, where the third-party hit him on the nearside front, while in the wrong lane for his chosen exit. The accident was not his fault and his insurance...
I am thinking of getting a electric scooter that is limited up to 25km/h. Would I need a licence for this and can I use it to commute?
I've made an insurance claim and the insurers are deducting 37.46% as a proportionality amount. What is this please?
I want to buy a motorhome second hand. Would you recommend an engine that runs on LPG rather than petrol or diesel?
I have held an automatic licence for the last six years. I would like to change it to manual one. Do you think this will increase my insurance premium by more than £200 a year?
I had a car accident in France in August. A lady drove into the back of my car. I was only third party covered on my insurance so am using a no win no fee company to chase my claim in France. The French...
I received a PCN on my car last night. After further inspection I have noticed one of the letters is wrong in the registration. Is the PCN then invalid? I assume it will go to another registration?
I passed my driving test nearly 60 years ago and have held a licence ever since. I am aware of the present requirements regarding riding a motor bike, though I've never owned or driven one. My present...
We have, at the last count, eight cars from one gentleman taking up the whole community public car park. One car has been abandoned there for nine years and the others vary from seven months to the latest...
If Tim Kelly is right about ignoring indicators at junctions (the Highway Code says 'should' not 'must') what is the point of indicators, which are required by law? If all drivers did what Tim says they...
I suffer from arthritis in the hands and wrists and am looking for a new car with light steering and soft suspension. I have 18-inch wheels at present and this is harsh. As it is a shared car it would...
I am thinking about purchasing a car through a broker. He informs me I will be the first registered keeper. However the car will be registered in my name but initially at the brokers company address. Then...
I am looking for a safe, insurable but fun first car for a fashion-conscious daughter. We live in the Yorkshire Hills and she will need to be doing rural and motorway driving in all elements. We have been...
I bought a car privately - my first car. It's currently parked on a private drive and was delivered by the former owner who is sending off the appropriate V5C paperwork. Do I need to pay road tax and insurance...
I am looking for an automatic car which can tow (infrequently) up to around 2000 kgs and be capable of minor off road work. I do occasional longer distance runs of around 250 miles so would like something...
My son was stopped on his way to work by the police for having a brake light out. When asked where he was going he told them to work. He has fully comprehensive insurance but was told that he didn’t have...
I was recently hit from the rear in my van and the engineer deemed it a Cat S write off. I have since bought the van back as all it needs is some minor metal work, a rear bumper and back doors. It says...
I travel almost 75 miles on motorways every week and wanted to know if buying an electric car is a good option for me? If so which electric car would you suggest and is buying new or used is better?
When I signed up with my insurance company, I estimated about 6000 miles in 12 months. It is about midway into the year, and I have done 5000 miles already. What is the implication of going above the 6000...
I like the idea of have a warm/hot hatch for my next car but after driving a car does 40mpg in most town driving I am worried about the mpg being too low and me spending more on fuel each month. At present...
I recently attempted to change my insurance policy as I had a change of vehicle and the premium went up by £440. When I questioned how this could be, I was given the explanation of increased risk, breakdown,...
I am looking to buy a 2016 or 2017 Renault Clio and have spotted a few suitable models in local dealers. On a couple of occasions now, I have test driven the cars and then asked the dealer to name their...
I was hit in a supermarket car park by a driver who did not stop. Can I request the address of the owner from DVLA as I have a photo of the car showing the number plate?
What's the best entry-level sat nav?
One of my neighbours attended a driver awareness course and was advised by the police that he does not have to inform his insurance company. I think that he does have to as it is a change in a material...
Why do insurers charge a higher premium if your car is kept in a locked garage?
I had my first licence when I was 17 and have now reached 84 and have been a full time driver all my life with no insurance claims. Yet my premium increases by almost £100 per year. I used a comparison...
I was rear ended in slow moving traffic and reported it to my insurer who is a broker. Within a few hours I have had offers to repair the car and manage the claim from: My broker My policy underwriter The...
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Best available rate 9.20%

Total repayment £8,930.17

Total cost of credit £1,430.17

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Borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77 per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96.

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