The boyfriend of my neighbour's daughter damaged my car lightly. As all parties agreed it was minor damage, I said I'd get a quote and we'd get him to pay the repairer on the day, I had him booked in this Friday. The quote for minor bumper scrape and dimpled wing was with ChipsAway for a reasonable £264, but I am liable if I cancel within 24 hours for 50 per cent. The boyfriend now wants me to get it done and claim off his insurer, I emailed him to explain the value is probably a lot less than his excess and, as a young driver, what little no claims discount he has would be wiped out for years. I believe that I can't do this as an individual and I now need to get my insurers involved (who will likely milk it for all its worth).