Can my daughter drive my new car on her own insurance policy?

I have bought a new Kia Picanto. My daughter and son-in-law only have one car, so she would like to borrow mine occasionally. Her insurance policy says she is allowed to drive another car comprehensively as long as it is legally insured. My insurance policy is a free, year long policy that came with the car - which has myself and my wife as named drivers. Can my daughter drive it legally?

Asked on 11 December 2017 by

Answered by Honest John

Yes she can, but she is not comprehensively insured. She is covered only for third party risk on her own policy if the policy is in her name.

Tags: legal advice insurance named drivers third party cover fully comprehensive insurance

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