Can I drive someone else's van on my fully comprehensive insurance?

I'm insured fully comprehensive. My father-in-law has a van with business insurance. Can I borrow the van or even drive the van under my insurance? My insurance states that I can drive other vehicles. Does business insurance only allow named drivers to use the vehicle?

Asked on 20 April 2018 by John Phillips

Answered by Honest John

Yes, you can drive the van on your insurance, but be aware that this only covers you for third party cover and not for damage you may cause to the van. Your father-in-law could also put you on his policy to be insured fully comp as a named driver.

Tags: insurance named drivers third party cover fully comprehensive insurance

Similar questions

Can my daughter drive my new car on her own insurance policy?

I have bought a new Kia Picanto. My daughter and son-in-law only have one car, so she would like to borrow mine occasionally. Her insurance policy says she is allowed to drive another car comprehensively...

Can I insist on insurance cover for potential buyers?

I know when selling a car the buyer has to have insurance, but this is usually only third party cover. All well and good for the third party in an accident, but I would be left with a damaged car and no...

My company only provide third party car cover - do I need to take out additional cover for myself?

My company provide third party company car cover only. Do I need to take out additional cover for passengers and myself?