Ask Honest John

Most recently answered third party cover questions
An article in the newspaper says that drivers are unaware of insurance exclusions relating to driving a partner's car, a test drive or any situation when driving a car that isn't your own. If I went to...
My car is insured with my wife as the named driver. I recently made a claim, which was my fault. My wife's car is insured with a different company than mine, with myself as the names driver, even though...
My van failed its MoT a few days ago, so I’ve been doing the work myself to get it passed. I finished it today, but as I let it back off the jack it started rolling forwards and hit a parked car. I wasn’t...
I sold my car a couple of days ago and my insurance policy runs until the end of July. On that policy, I’m covered for third party liability when I drive another car with the owner’s permission. In June,...
I'm insured fully comprehensive. My father-in-law has a van with business insurance. Can I borrow the van or even drive the van under my insurance? My insurance states that I can drive other vehicles....
Am I still insured if my car doesn't have any road tax or a valid MoT? Where do I stand?
We just changed my wife's car and, pending my daughter taking it on, my insurance company confirm I can drive it third party on my own policy. Can it still be driven if it doesn't have a policy of its...
My company provide third party company car cover only. Do I need to take out additional cover for passengers and myself?
I have bought a new Kia Picanto. My daughter and son-in-law only have one car, so she would like to borrow mine occasionally. Her insurance policy says she is allowed to drive another car comprehensively...
If I gave permission for someone to drive my car and they had an accident, would my insurer be liable for repairs to the car or would the driver's insurers be responsible?
 

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