Ask Honest John

Most recently answered third party cover questions
When you take out fully comprehensive insurance you used to be covered to drive any other vehicle. Why and when did it change?
I know when selling a car the buyer has to have insurance, but this is usually only third party cover. All well and good for the third party in an accident, but I would be left with a damaged car and no...
My daughter is visiting us for a week at Christmas, what is the best way to insure her to drive my car? I do not mind if it is third party insurance.
I have fully comprehensive insurance on my car and the policy document says I can drive another vehicle with third party cover. I need to drive my sister's car for a couple of days - she has fully comprehensive...
An article in the newspaper says that drivers are unaware of insurance exclusions relating to driving a partner's car, a test drive or any situation when driving a car that isn't your own. If I went to...
My car is insured with my wife as the named driver. I recently made a claim, which was my fault. My wife's car is insured with a different company than mine, with myself as the names driver, even though...
My van failed its MoT a few days ago, so I’ve been doing the work myself to get it passed. I finished it today, but as I let it back off the jack it started rolling forwards and hit a parked car. I wasn’t...
I sold my car a couple of days ago and my insurance policy runs until the end of July. On that policy, I’m covered for third party liability when I drive another car with the owner’s permission. In June,...
I'm insured fully comprehensive. My father-in-law has a van with business insurance. Can I borrow the van or even drive the van under my insurance? My insurance states that I can drive other vehicles....
Am I still insured if my car doesn't have any road tax or a valid MoT? Where do I stand?