My £1500 car was rear-ended and repairs will cost £1900 - will the other party's insurer pay to fix it?

I was rear-ended by a vehicle and the cost to repair my car is £1981. My car is valued at £1500. Will their insurance pay out?

Asked on 28 October 2019 by John Dunn

Answered by Tim Kelly
You are only entitled to the cost of repair up to the market value. At £1981, your car is a total loss. You are only entitled to £1500.
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