Do consumers have to disclose that their vehicle has been a total loss then repaired?

Do consumers have to disclose to Insurers their vehicle was previously a total loss?

Asked on 4 July 2019 by Andrew

Answered by Tim Kelly
Unless asked, no you do not. They will know anyhow in the event of a further claim where your vehicle is a total loss, as they always hpi the vehicle
Similar questions
I was involved in an accident that wasn't my fault. The claims company has deemed my car a write off, Cat N. The damage was all cosmetic - the rear quarter panel, rear door and front door where damaged...
I was rear-ended by a vehicle and the cost to repair my car is £1981. My car is valued at £1500. Will their insurance pay out?
My car has been deemed a Cat N (uneconomical to repair) but I want to keep my car as my husband bought it before he died. I have been told my excess and salvage cost will be deducted from the settlement...

Ask Honest John

Value my car