My daughter changed her name - why has her insurance increased?
Our daughter changed her surname from her original birth name and advised her insurers accordingly. Her renewal notice has come, showing only a slight increase over last year. However, searching online for comparison quotes as a benchmark, new quotes are coming in at £200 plus more than her current renewal. Reverting to her former name out of interest, these same quotes fall back into line with her current renewal quote.
No other details have changed. How can insurers possibly justify such a differential in quotations based simply on what someone chooses to be known as, and could this possibly be adjudged to be discriminatory?
No other details have changed. How can insurers possibly justify such a differential in quotations based simply on what someone chooses to be known as, and could this possibly be adjudged to be discriminatory?
Asked on 3 June 2019 by Peter Lawley
Answered by
Honest John
They cannot, this would be treating your daughter unfairly. If you have evidence of this, you would need to report this to the Financial Conduct Authority. www.fca.org.uk/consumers/unfair-contracts/report
You report it on the basis of "implied" terms, these being that your daughter is treated differently in contract in using her birth name than in using another name. This breaches treating customers fairly.
You report it on the basis of "implied" terms, these being that your daughter is treated differently in contract in using her birth name than in using another name. This breaches treating customers fairly.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
A friend was involved in an accident involving a motorcyclist. When driving slowly in the outside lane, a motorcyclist filtering on the nearside of the car hit the side of his car fell off into the road....
I have just renewed the insurance on our car. The renewal premium was quoted at £211 as against £142 for last year - a rise of nearly 50%. On examination, I discovered that the full premium had actually...
My car was damaged recently. I contacted my insurance and they gave me two options: claim through them and I would have to pay my excess or go through a claims management company that they deal with at...
Cars for Sale
-
£24,849was £24,999Details -
£13,499was £13,999Details -
£7,305was £7,422Details -
£16,857was £17,157Details
Elsewhere on 
.jpg)
