Please forgive this off topic post. I will certainly not object if it's removed.

However it's probably useful from car insurance perspective too because the principples will be the same.

I just bought some house insurance.

They started the policy with 5 years NCD even though I only have 1.

I called to tell them their mistake and a girl who's name I have, told me that I would be give the NCD as a good will gesture and that she had noted this on my file. I asked for confirmation by fax.

The fax has come from another Customer Service manager and simply states that "the policy has been issued with 5 years NCD".

The implication is that "the policy has been issued with 5 years NCD despite the face you haven't got 5 years NCD" but it isn't explicitly noted in writing.

I don't want to bother these poeople all day. I've got names and times of phone calls.

If a speeding motorist [1] hit's my house, am I covered?

[1] ;-)

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These are my own opinions, and not necessarily those of all Toads. Read more

I have £600 to £1000 to spend on a cheap Automatic car for my partners business. I know this is not alot, but can anyone recommend a good reliable mid to large family car? (as she has to ferry kids around, school runs and day trips mostly!). I was thinking along the lines of either a Volvo 440 or maybe somthing else of similar size. Thanks. Read more

can any one give me any ideas as to what is causing my volvo 740 2.3 auto matic to judder when i select Drive??
it only judders when the car is stationary and is worse when the engine is cold. when i increase the revs with the accelarator to around 900rpm (whilst still stationary) the judder stops but the car pulls on the brakes.
can anyone give me any advice as to what is causing this.

Cheers.. MG Read more

As some of the regulars will know, I'm a Saab man & I currently have a 9-5 which has been chipped from 150 to 192bhp. No problems there. I am now looking at options for improving the handling. What I want to do is improve body control, reduce high speed float, retain a good ride as much as possible. I do not want a sports car, but what I do want is a car that feels sharper on the road, can safely be driven fast on winding A & B roads but is still comfortable - I am 49 after all! I spend a lot of time on motorways, and have found that on long sweeping bends, the car is a shade underdamped.

Having done a bit of research, there are two basic setups that seem to be appropiate. I'd be interested in comments from fellow backroomers before I start serious discussions with the vendors - as the two options would potentially come from separate suppliers, there will inevitable be some bias in their recommendations.

OK, the two possibilities, which interestingly have very similar costs, are:

1. Fit uprated shocks, retain standard springs, fit uprated anti-roll bars front & rear;
2. Fit uprated springs & shocks, retain standard anti-roll bars.

The car currently runs on the standard 205/65VR15 tyres on steel wheels - my plan is to upgrade these to alloys but retain the 15" diameter for comfort - I'm willing to trade ultimate roadholding for comfort, they are pretty good as they are. Saab UK have already confirmed these are OK when used with the genuine Saab suspension upgrade.

It might be relevant to note, as an example of my personal taste, that when I was given a lift in an old BMW 3-series coupe a few years ago that I found the ride uncomfortably firm over some of our local roads.

I know that there are other combinations (e.g. option 2 AND the anti-roll bars) but this might be over the top for my needs.

Over to you my friends for what I know will be useful and pertinent comments. If I've missed a trick & someone has other ideas, please let me know! Read more

Although i drive a petrol car is the any additives to change red diesel to white cause my freind seems to think so Read more