Can I challenge the loss of my No Claims Bonus?

In 2013, my Volkswagen Passat was broken into and the built in radio/satnav unit was removed. The total repair bill through the insurance was around £2500. At the time, it was in a well used city centre council car park, well lit with cameras which turned out not to be recording at the time. Last year, my No Claims Bonus was nine years, my renewal has reduced that to three. This seems an excessive reduction and has the impact of doubling my premium from £509 to £997. Can I challenge the loss of my No Claims as excessive?

Asked on 4 December 2017 by Adrian

Answered by Tim Kelly
Unfortunately not, unless you have Protected No Claims that is the amount the No Claims gets reduced by.
Similar questions
My wife recently changed her car from a Land Rover Freelander, worth £2000 and insurance group 23, to a Renault Clio, worth £2000 and insurance group 9. When I changed the vehicle on our Admiral insurance...
I bumped another car whilst parking. No damage was done and neither party claimed but I lost four years of No Claims Dicsount. Is this fair?
Yesterday I had an accident with a cyclist. I was at fault; I went into the back of him at a junction on a roundabout. I expected him to move as I had seen the traffic was clear to my right, so I moved...
Related models
Very comfortable and refined. Good ride quality on broken surfaces. Wide range of engines including excellent TSI petrols, BlueMotion CO2 figure now 109g/km.
 

Ask Honest John

Value my car