My car was hit while parked. Will my premium go up at renewal?
My parked car (bought 2 days ago) was hit by a van that was passing. The van driver admitted liability. This is my first claim and I have 12 years no claims protected. Will I be penalised next year when renewal time comes?
Asked on 10 August 2020 by PAUL jenkins
Answered by
Honest John
You will not lose your no claims, though you may then find the insurer thinks you are an additional risk and increase the premium as a result. What I would suggest doing is getting quotes for the future, not declaring the incident. Use that as a base line, then do the same but declare it. Whatever the difference is, multiply by five. I would then claim that figure back from the at fault insurer as uninsured loss for the next five years,
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increased premium
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