I want to reject my car - can I withhold finance payments on it?

I bought a car on finance that had problems. The garage fixed them, so they said, but the problem is back. I have raised this with the finance as the garage keep fobbing me off, so I am rejecting the car. Do you know if I can withhold payments legally?

Asked on 21 June 2019 by Brian Ralton

Answered by Honest John
No, you cannot legally withhold payments or you could be blacklisted for credit and it may even affect your mortgage. You have to get a rejection and a refund agreed, even if it takes a court case to achieve this. Law here: www.honestjohn.co.uk/faq/consumer-rights/
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