Ask Honest John

Most recently answered finance questions
Is now the time to buy a new car on PCP or should I buy secondhand? I currently drive a Range Rover Evoque, which is on a PCP ending in July. The car has only done 10,000 miles in total. The agreement...
Which car do you recommend for short journeys? I now only drive about 3 miles per day to work. Also, would it be better to go for a brand new one or one a couple of years old? Need it to be reliable and...
I wonder if you can help as I'm a bit desperate. I have a 2005 Renault Clio with a broken gearbox, which was mis-sold 2 months ago. I have a second Renault Clio (2007) with low mileage, given to me for...
What's the difference between a PCP and a PCH finance contract?
I have an Audi A1 which comes to the end of it's PCP agreement on 27 May. We don't want to upgrade and we were going to hand it back. It's in good condition with 24,000 miles on the clock. The settlement...
My new car has broken down three times in less than 12,000 miles/six months with the same fault each time. I have the car on personal contract hire. How do I reject the vehicle as I find it unacceptable?
I want to know if it is a legal obligation for my insurance company to put me back in the same financial position as before an accident? My car was on finance with a settlement figure around £11,000. However,...
I'm considering leasing a Ford Mustang and wish to understand the pros and cons of this idea.
I have a Smart EQ ForFour electric car which I leased Feb 2019. The lease runs for three years. I'm a year in and I’d like to hand the car back. I have only covered 1400 miles in the last 12 months. It...
Can I return my car due to the coronavirus outbreak? I can't afford the car now. I have about 9 months left till the midway point of the finance agreement.
 

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