Can I transfer my NCD to my wife now that I can no longer drive?

I am the main driver and registered keeper of my car, with my spouse as a named driver. Can I transfer my NCD to her or can I still continue to insure car though I have been told to stop driving by the DVLA if she's driving?

Asked on 5 March 2019 by Mabozar

Answered by Tim Kelly
Unfortunately not. The NCD is not transferrable. You would have to advise that your wife was the main user, but if you are not fit to drive then you cannot enter into a contract of insurance. Make your insurer aware of the situation and see if they can take it into consideration.
Tags: insurance ncd
Similar questions
By next February, I will not have had a car insured in my name as a policyholder for two years - even though I drive my wife's car. Is there any way I can still keep my nine year's+ No Claims Discount...
Is there any benefit in paying extra for NCD protection when the insurer says that your insurance premium will rise if you make a claim? Both my wife and I have over 15 years NCD, and if we have a claim...
I had a bump in my car which was my fault as I reversed into a parked car but fortunately, I have protected NCD. However, my son's cars insurance is shortly due for renewal. I know that my insurance shouldn't...


Value my car