I let a friend drive my car and he got a ticket - can the police now take me to court if he had no insurance?

I permitted my friend from Belgium to drive my car. I received a speeding ticket and gave his name and address to the police. They asked for proof of insurance and, while he did have insurance, he doesn’t have the details. The're now threatening to take this to court, can I be prosecuted?

Asked on 10 October 2017 by David Freund

Answered by Honest John
If you allow a person to use your vehicle whilst they are not legally allowed to, then yes you can be prosecuted. You need to advise the police that your friend told you he had insurance. You have then acted in good faith based on the information you had, to allow him to drive your vehicle. It's then up to the police to contact your friend. The issue will lie with the fact that there's no proof and it being highly unlikely he was covered to drive your vehicle, unless he took out a specific policy to do so.
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