Two weeks ago, I drove on a lane near my home which had just been treated with loose chippings. All the appropriate signage was there to adhere to 10mph, which is what I did. However, I immediately realised a vast amount of chippings were hitting the car and I slowed to 5mph, When I returned home, I inspected the car and found numerous dings and scratches along each sill and at the bottom of each door. Since then I have requested and received a claim form from Shropshire Council. Will my insurance increase whether I win the case or if I lose the case? An estimate from the main Dealers is for £3005.