Does car insurance not allow the driver to drive other vehicles any more?

I have recently renewed my car insurance with a new provider (a reputable company with five star accreditation) for a very reasonable premium. However, I notice that the clause "Insured to only drive the car shown on this policy" is included. If I remember correctly, the standard wording used to be words to the effect "...is allowed to drive any other car with the permission of the driver". Do you know if this is now common practice?

Asked on 19 October 2013 by CC, Bolton

Answered by Honest John
Yes, it is. Which, of course, makes it very difficult, if not impossible, to legally sell a car privately because you cannot legally allow the prospective buyer to test drive it. At the request of a JP I have issued this warning about lack of insurance in the past.
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