Do I need to tell my insurer about a claim on another vehicle?

I have two cars and each is insured on a separate policy in my name. I have had one windscreen claim on each policy in the last 5 years. When applying for car insurance quotes do I need to list both windscreen claims or just the one claim relating to the vehicle I want the quote for?

Asked on 23 May 2024 by John Goodacre

Answered by Louise Thomas
You always need to tell the insurer of any claims you make, even if it’s not in relation to the car you’re insuring at the time. But the good news is that making a claim for windscreen damage shouldn’t affect your no claims discount. So even though you’ll have to declare both, you should be able to benefit from discounted rates
Similar questions
My colleague has just been hit with an enormous bill to replace a cracked glass roof. When he read the small print of his policy, he's not covered for the rear screen either. Is that standard or just cost...
I need to replace the cracked windscreen in my 2013 Honda Civic EX GT. I am concerned that the standard insurance replacement will not be compatible with all the sensors fitted in the original screen,...
In February 2016, I called National Windscreens to replace my windscreen. They checked my insurance details and confirmed that they could do the work. The work was carried out five days later and the engineer...

Value my car

Save £75 on Warranty using code HJ75

with MotorEasy

Get a warranty quote

Save 12% on GAP Insurance

Use HJ21 to save on an ALA policy

See offer