I have slight damage to my car after a scrape. Should I inform my insurance company?

Trying to get through a narrow gap to get off a garage forecourt, I scraped my car against the bumper of a large lorry. No damage at all to the lorries bumper, but I have a slight depression in the rear door and over the rear wheel arch. Do I need to inform my insurance company? Should I claim? The other driver is unlikely to make any claim as the bumper was undamaged by this incident and already had a loss of paint and some surface rust from other encounters. The lorry was 14 years old. Thank you in advance for any help and advice.

Asked on 1 February 2021 by ANTHONY J FORD

Answered by Tim Kelly
Your insurer needs to be made of aware of any prospective claim against them for which they would be liable. Unless you have written confirmation that the other party is not taking any action, you would need to inform your insurer for information purposes only.
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