I have slight damage to my car after a scrape. Should I inform my insurance company?

Trying to get through a narrow gap to get off a garage forecourt, I scraped my car against the bumper of a large lorry. No damage at all to the lorries bumper, but I have a slight depression in the rear door and over the rear wheel arch. Do I need to inform my insurance company? Should I claim? The other driver is unlikely to make any claim as the bumper was undamaged by this incident and already had a loss of paint and some surface rust from other encounters. The lorry was 14 years old. Thank you in advance for any help and advice.

Asked on 1 February 2021 by ANTHONY J FORD

Answered by Honest John

Your insurer needs to be made of aware of any prospective claim against them for which they would be liable. Unless you have written confirmation that the other party is not taking any action, you would need to inform your insurer for information purposes only.

Tags: insurance claims insurance damage

Similar questions

A fraudulent claim is being made against me for damage that I couldn't possibly have caused - what do I do?

Nine months ago, I was sitting in standstill traffic looking out of my driver's side window when I felt a bump. My car had made contact with the car in front of me. I feel like I would have noticed if...

I'm buying a car which has a previous insurance claim made on it - how can I check what the claim was for?

I'm in the process of buying a secondhand vehicle. When I got an insurance quote I was told that there had been a previous no fault insurance claim for the vehicle. Is there any way that I could find out...

Can I claim for an increase to my insurance premium, as well as for direct damage?

I saw you mention to someone else that it may be possible to claim for future increases in premiums due to another driver's error. Its been my intention to keep all potentially insurable events a secret...