Why has the insurance on our Cat N write off gone up so much?

My daughter bought back her Cat N write off Vauxhall Astra from Direct Line. Now her insurers have put her insurance up 300%. Is it because of the car being a written off?

Asked on 8 October 2018 by William. Edward. Young

Answered by Tim Kelly
It will be because she has been involved in an incident and the fact the vehicle now has a total loss marker. Some insurers do not like insuring previous total losses.
Similar questions
I’ve bought a car through a salvage auction site. It's registered as a Category N write off, but upon inspection of the car at my local garage, the car has structural damage to the rear subframe and possibly...
Our insurer has deemed our car beyond repair and put a Cat N write off on the car. We can buy back the car - it only needs a front door and a small bit of bodywork - but what do I do next once they have...
I know insurers require a new MoT for a vehicle that was a Cat N write off. They have given me 14 days to obtain one but is it a legal requirement? Could I still drive on the existing MoT? Also if it fails...

Value my car