Recently, after an emergency stop, my foot slipped of the pedal and I moved forward slightly, but I immediately put my brake on. Unfortunately I touched the car in front but there was no crash just contact. Upon checking both vehicles there was no damage so the other driver said leave it at that. But seven days later I received a message from the other driver telling me I had damaged her vehicle. I asked her to send me proof and upon receiving the pics, it's obvious that the damage was caused by taking something out of her boot. I have checked my car against the exact same vehicle and my car doesn't go near the supposed damage.

She then requested money so I called my insurance company After reporting what was happening to the insurance company - Haven - they have not investigated my car at all and have fined me £500 for late reporting an incident to them and I was honest about the fact I felt it was a fraudulent claim against me. My insurance company is not interested in finding out that I didn't actually cause the damage she's claiming for. What can I do?