My wife and I are renewing our car insurance, and would like to double check what we do, and do not need to declare.

1. In 2011, my wife was driven into, driving my car, as a named driver on my insurance. The other driver was at fault, and our car was written off. I'm confident I need to declare this.

2. Later the same year, my wife's mum was driving another car, on my wife's insurance as a named driver. She crashed into someone else, leaving injury and associated cost.

When I enter my wife's details into the price comparison sites, must I declare the second incident (wife's mum's crash) because it occured on my wife's policy? If so, what category should the claim description come under? All seem to pertain to the 'driver', whilst my wife wasn't driving at the time.

Any help gratefully received.