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Best Pre-Reg and Nearly New Car Deals

Want to save money? Pre-reg and nearly-new cars could be the answer. Here are the best deals we've found online

Volkswagen Tiguan 1.4 TSI 125 SE

Price: £23,090   Saving: £2950

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Volkswagen's neat looking Tiguan is proving a popular seller in the UK and we're seeing more available pre-registered. This 1.4 TSI 125 model caught our eye and is ideal if you want the space of an SUV but don't need a diesel. Buyacar delivers but it will cost you £150 plus VAT so you need to factor that into the price. It's more if you live in Scotland or Northern Ireland.

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Buyacar 1.4 TSI 125 2WD manual £23,090 £26,040 £2950 50

 

 

 

Honda HR-V 1.5 i-VTEC SE

Price: £17,995   Saving: £4190

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Honda HR-Vs are few and far between when it comes to pre-reg deals so you need to be quick. This SE model comes with the 1.5 i-VTEC engine, what we regard as one of the best mid-size petrol engines around. There's more than £4000 off compared to if you ordered new. It's even a nice colour...

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Stoneacre Rotherham 1.5 i-VTEC petrol manual £17,995 £22,185 £4190 17

 

 

 

Alfa Romeo Giulia 2.2 JTDM-2 180 Super

Price: £26,950   Saving £6540

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While it has its flaws, there's something very appealing about the Giulia, not least its good looks and superb handling. The 2.2-litre diesel is strong too and returns good economy, helped by the eight-speed automatic gearbox. This ex-demonstrator in Alfa White also has the red leather and black cloth interior. Perhaps even more appealing is more than £6500 off the list price.

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Vospers Exeter 2.2 JTDM-2 diesel automatic £26,950  £33,490 £6540 91

 

 

 

Suzuki Celerio 1.0 SZ2

Price: £6489    Saving: £1975

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We know it's not the prettiest small car around, but the Celerio is cheap. Very cheap. For less than £6500 you can get an 18-plate pre-reg SZ2 model with metallic paint. We've not seen much that's cheaper as a pre-reg deal, even from Dacia. While it's not an expensive car in the first place, this is still a saving of close to £2000 off the list price. An ideal first car.

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Stoneacre Scunthorpe 1.0 petrol manual £6489  £8464 £1975 1

 

 

 

Volvo V40 D2 R Design Plus Nav Plus

Price: £16,980   Saving: £9270

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The V40 is the oldest model in Volvo's now very youthful line-up, but while it's far from the new kid on the block, it's still a fine hatch and one that continues to sell well. This D2 model has the 120PS 2.0-litre diesel engine and is well equipped with a reversing camera, Sensus navigation and cruise control.

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Marshall Volvo Milton Keynes 2.0-litre diesel manual £16,980  £26,250 £9270 21

 

 

 

Ford Focus 1.0 EcoBoost 140 ST-Line

Price: £15,441   Saving: £4969

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With an all-new Focus now on sale, it's a good time to get a deal on the outgoing model. And there's no shortage of pre-reg examples around so you can afford to be picky and drive a hard bargain. This ST-Line model comes with the added Appearance Pack - a £550 option which includes privacy glass and 18-inch alloy wheels.

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Evans Halshaw Bury 1.0 EcoBoost 140 manual £15,441  £20,410 £4969 10

 

 

 

Skoda Karoq 1.6 TDI SE 

Price: £20,990   Saving: £2810

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There aren't too many pre-reg examples of the Skoda Karoq around and as a result the savings aren't exactly huge, but more than £2800 off is still a fair saving on an 18-plate car with just six miles on the clock. This example is the 1.6 TDI but if you're doing lots of short journeys a 1.0 TSI petrol is far better suited.

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Walkers Skoda Kings Lynn 1.6 TDI diesel manual £20,990 £23,800 £2810 6

 

 

 

 

Vauxhall Adam 1.2 Energised

Price: £9790   Saving: £5505

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If you want the biggest choice of pre-reg deals, look at the Vauxhall range. There are thousands of cars available pre-registered from Vauxhall dealers, so you can afford to be choosy when finding the car, trim level and colour you want. This red Adam Energised caught our eye and with more than £5500 off the list price it's a very good deal on an 18-plate car.

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Bristol Street Knaresborough 1.2 petrol five-speed manual  £9790 £15,295 £5505 10

 

 

 

BMW 118i SE 

Price: £16,499   Saving: £5951

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A BMW for the price of a Fiesta... has to be worth a look, right? Admittedly, red paint with 16-inch alloys and little in the way of options means this 118i isn't the most desirable BMW ever, but it's still a good car. Grab a nearly-new rear-wheel-drive 1 Series while you still can; BMW's replacing it with a front-wheel-drive model next year.

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Cargiant 118i SE £16,499 £22,450 £5951 56

 

 

 

Hyundai Santa Fe 2.2 CRDi 4WD Premium SE 7 seats

Price: £28,376  Saving: £9699

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With a new Santa Fe just launched, dealers will be keen to shift the old model, hence why this Santa Fe has close to £10,000 off the list price. While we always liked this generation of the big Hyundai, it was expensive, but at this money it's far more appealing. This is a seven-seat version and was first registered in May this year, so you'll have plenty of the five-year warranty left.

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Endeavour Hyundai Watford 2.2 CRDi 200 4WD manual £28,376 £38,075 £9699 100

 

 

 

What is a pre-reg car?

A pre-registered car is one that has been registered by a dealer with the DVLA so it has been assigned a registration number. This is different to buying a brand new car where it’s only registered when you buy it. There are various reasons why a dealer might do this, but the most common is to boost their sales figures at the end of a month or quarter to meet their target set by the manufacturer, which earns the dealer a bonus.

There is no age limit on what can be described as a pre-reg car, but almost all will be less than six months old and have less than 200 miles on the odometer. In most cases, the cars will have delivery mileage only and never been off the forecourt. Some dealers will also describe a pre-reg car as an ‘ex-demo’ or ‘delivery miles only’. If it has a V5C logbook, it’s been registered and cannot be advertised or described as new.

Is a pre-reg car still a 'new' car?

No is the straight answer. Because it’s been registered by the dealer, so the clock has started to tick on the warranty and when its first MoT will be due. When you buy a pre-reg car, your name will go down as the second owner on the V5C logbook document, so any subsequent buyer will also know you were not the first registered keeper.

The biggest impact this has for you is when you come to sell as many buyers prefer a one-owner history on cars up to around four years old. However, you can offset this by paying less for a pre-reg car that’s identical in every other way to a brand new one. Discounts on pre-reg cars range from 5 per cent to 30 per cent depending on the make, model and specification. You should also bear in mind that a dealer will be keen to sell a pre-reg car as it’s getting older by the day and - as a result - depreciating in value.

When is the best time to buy a pre-reg?

The most likely times to find a dealer with a stock of pre-reg cars is March or September when the number plate changes. This is when dealers want to shift the greatest number of cars to earn their sales bonuses, so pre-registering cars is common to boost those figures. Visiting a dealer a few days after the start of these months can yield plenty of pre-reg cars going at keen prices.

Dealers also have monthly targets to achieve, so a visit at the beginning of any month may well find several pre-reg cars lingering that were registered to meet the previous month’s target.

Another happy hunting time for pre-reg bargains is when a particular model is about to be replaced by a new version. Dealers don’t want old generation versions hanging around and taking up space they need for the all-new car, so they’ll be keen to strike a deal on any pre-reg cars. If you’re happy with the outgoing model rather than the very latest model, it’s an opportunity to haggle a very good deal.

One other place to find pre-reg cars are some of the larger car supermarkets. If a dealer has ended up with a large number of pre-reg cars it needs to sell in a hurry, they sometimes pass them on to supermarkets to save themselves the hassle.

Pre-reg or nearly new - what's the difference?

The difference between a pre-reg car and a nearly new one is the latter includes cars described as ‘ex-demo’ models. This means that nearly new cars might well have been driven on the road and are likely to have higher mileages than any car described as pre-reg.

A car that has been pre-registered will only have the dealer down in the logbook as the first keeper. With a nearly new car, the first keeper could be a dealer, fleet manager or even the car’s manufacturer. Whichever it is, a car can only be sold as nearly new if it’s been bought and registered for the sole purpose of re-selling it. If it has been first registered by a private owner for their personal use, the car immediately becomes a used car in the eyes of the law.

What about ex-demo cars?

An ex-demo car will often be a very attractive option because they tend to be highly specified. Dealers do this because they want to show off as many possible options to new buyers in one vehicle. That can include upgraded trim, wheels, stereo and other extras like a sunroof or electric seat adjustment. They also tend to come with the most popular engine and transmission because dealers know most people will ask to drive that version.

When a dealer comes to sell an ex-demo car, they can describe it as pre-registered but it’s likely to be older and have a higher mileage than most pre-reg cars. This is because the dealer will have kept the car for test drives and it may be up to six months old. The upside to this is it should be sold at considerably less than a brand new model and ex-demos are generally kept in meticulously clean condition

Do they come with a standard new car warranty?

When a car is first registered, its warranty begins to count down to whatever the specified time limit is. If a pre-reg car has been sat around on a forecourt for several months, that means you only get the balance of what’s left rather than the full term that comes with a new car. It’s also worth remembering that some warranty and breakdown packages only apply to the first keeper, so check with the dealer that these benefits will be transferred to you.

And finally...

As you are not the first keeper of a pre-reg car, there are some things to bear in mind. Firstly, make sure the dealer selling the car is the registered owner and not a private individual as this would make it a used car and worth considerably less. Also, when you buy the car, make sure you have the Section 10 ‘New Keeper’s’ part of the logbook to prove your ownership until a full registration document is sent to you. The dealer must send the rest to the DVLA.

When insuring a pre-reg car, it should be as straightforward. However, as the car is not brand new in the eyes of an insurance company, they may not offer a ‘new for old’ replacement in the first 12 months of ownership in the event of the car being written-off. That could mean you being out of pocket and left looking for a used car instead of a new one.

Finally, some finance companies will not offer a loan for a pre-reg car as they only deal with brand new models. Others might not give their best deals as they reserve those for new car buyers and your name is not the first in the logbook.

 

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Best available rate 9.20%

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Total cost of credit £1,804.93

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The Representative APR is 13.2% (fixed) so if you borrow £7,500 over 4 years at a rate of 13.2% p.a (fixed) you will repay £199.21 per month and repay £9562.20 in total.

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