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Best Pre-Reg and Nearly New Car Deals

Want to save money? Pre-reg and nearly-new cars could be the answer. Here are the best deals we've found online

Volkswagen Tiguan 1.4 TSI 125 SE

Price: £21,520   Saving: £4520

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Volkswagen's neat looking Tiguan is proving a popular seller in the UK and we're seeing more available pre-registered. This 1.4 TSI 125 model caught our eye and has been reduced several times in the past few weeks. Buyacar delivers but it will cost you £150 plus VAT so you need to factor that into the price. It's more if you live in Scotland or Northern Ireland.

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Buyacar 1.4 TSI 125 2WD manual £21,520 £26,040 £4520 50

 

 

 

Suzuki Vitara 1.0 Boosterjet SZ-T

Price: £16,495   Saving: £3004

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The Suzuki Vitara continues to be a popular car with our readers and one we regularly recommend. There are early facelifted cars coming through now - you can spot them by the new grille - and if you don't want to wait, you can get a pre-reg model. We found this SZ-T with the new (to the Vitara) 1.0 Boosterjet engine and just three miles on the clock. 

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WJ King Suzuki Welling 1.0 Boosterjet petrol manual 2WD £16,495 £19,499 £3004 3

 

 

 

BMW 520d Touring M Sport

Price: £30,860   Saving £13,995

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It may not be on a 68-plate but close to £14k off the list price of this 520d Touring would certainly soften the blow of not having the latest registration. Finished in Sophisto Grey Xirallic this M Sport also comes with the optional 19-inch alloys - a £1145 option. 

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Marshall BMW Bournemouth 2.0 diesel 190PS automatic £30,860 £44,855 £13,995 5

 

 

 

Suzuki Celerio 1.0 SZ2

Price: £6495    Saving: £1969

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We know it's not the prettiest small car around, but the Celerio is cheap. Very cheap. For less than £6500 you can get an 18-plate pre-reg SZ2 model with metallic paint. We've not seen much that's cheaper as a pre-reg deal, even from Dacia. While it's not an expensive car in the first place, this is still a saving of close to £2000 off the list price. An ideal first car.

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Stoneacre Middlesbrough 1.0 petrol manual £6495 £8464 £1969 10

 

 

 

Fiat 500X 1.0 MultiAir City Cross

Price: £15,298   Saving: £4047

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This is the City Cross version of the recently facelifted Fiat 500X - there's also a Cross Plus and an Urban Look to confuse everyone - but all models offer the same practicality and comfortable interior. If you're not doing big mileages, the new 1.0 Multiair engine with 120PS is ideal and more than £4000 off is a really good saving.

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Arnold Clark Stafford 1.0-litre turbo petrol manual £15,298  £19,345 £4047 11

 

 

 

Ford Focus 1.0 EcoBoost 140 ST-Line

Price: £15,161   Saving: £5249

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With an all-new Focus now on sale, it's a good time to get a deal on the outgoing model. And there's no shortage of pre-reg examples around so you can afford to be picky and drive a hard bargain. This ST-Line model comes with the added Appearance Pack - a £550 option which includes privacy glass and 18-inch alloy wheels.

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Evans Halshaw Bury 1.0 EcoBoost 140 manual £15,161  £20,410 £5249 10

 

 

 

Skoda Karoq 1.6 TDI SE 

Price: £20,000   Saving: £3800

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There aren't too many pre-reg examples of the Skoda Karoq around and as a result the savings aren't exactly huge, but £3800 off is still a fair saving on an 18-plate car with just six miles on the clock. This example is the 1.6 TDI but if you're doing lots of short journeys a 1.0 TSI petrol is far better suited.

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Walkers Skoda Kings Lynn 1.6 TDI diesel manual £20,000 £23,800 £3800 6

 

 

 

Nissan Micra 1.0 IG 71 Acenta

Price: £11,980   Saving: £3690

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This smart Micra in Echo Grey paint is a demo car, so the mileage is likely to increase, but don't let that put you off. Demo cars are usually very well looked after and you can also get a 24 hour test drive in it. The big appeal is that there's more than £3500 off the list price and being an Acenta it has Apple CarPlay and Android Auto,

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Lookers Nissan Leeds 1.0 petrol five-speed manual £11,980 £15,670 £3690 50

 

 

 

Renault Captur 0.9 TCe Play

Price: £12,480   Saving: £3020

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If you want a cheap deal on a small crossover, the Renault Captur is a good place to start. We haven't seen anything similar in size for the same money - even the much discounted Vauxhall Mokka. This 0.9 TCe model is ideal for around town and although it's an entry-level model it still gets alloy wheels, air conditioning, keyless entry and DAB.

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Lookers Renault Carlisle 0.9 petrol five-speed manual £12,480 £15,550 £3020 10

 

 

 

Hyundai Santa Fe 2.2 CRDi 4WD Premium SE 7 seats

Price: £27,379  Saving: £10,696

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With a new Santa Fe just launched, dealers will be keen to shift the old model, hence why this Santa Fe has more than £10k off the list price. While we always liked this generation of the big Hyundai, it was expensive, but at this money it's far more appealing. This is a seven-seat version and was first registered in May this year, so you'll have plenty of the five-year warranty left.

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Endeavour Hyundai Watford 2.2 CRDi 200 4WD manual £27,379 £38,075 £10,696 100

 

 

 

What is a pre-reg car?

A pre-registered car is one that has been registered by a dealer with the DVLA so it has been assigned a registration number. This is different to buying a brand new car where it’s only registered when you buy it. There are various reasons why a dealer might do this, but the most common is to boost their sales figures at the end of a month or quarter to meet their target set by the manufacturer, which earns the dealer a bonus.

There is no age limit on what can be described as a pre-reg car, but almost all will be less than six months old and have less than 200 miles on the odometer. In most cases, the cars will have delivery mileage only and never been off the forecourt. Some dealers will also describe a pre-reg car as an ‘ex-demo’ or ‘delivery miles only’. If it has a V5C logbook, it’s been registered and cannot be advertised or described as new.

Is a pre-reg car still a 'new' car?

No is the straight answer. Because it’s been registered by the dealer, so the clock has started to tick on the warranty and when its first MoT will be due. When you buy a pre-reg car, your name will go down as the second owner on the V5C logbook document, so any subsequent buyer will also know you were not the first registered keeper.

The biggest impact this has for you is when you come to sell as many buyers prefer a one-owner history on cars up to around four years old. However, you can offset this by paying less for a pre-reg car that’s identical in every other way to a brand new one. Discounts on pre-reg cars range from 5 per cent to 30 per cent depending on the make, model and specification. You should also bear in mind that a dealer will be keen to sell a pre-reg car as it’s getting older by the day and - as a result - depreciating in value.

When is the best time to buy a pre-reg?

The most likely times to find a dealer with a stock of pre-reg cars is March or September when the number plate changes. This is when dealers want to shift the greatest number of cars to earn their sales bonuses, so pre-registering cars is common to boost those figures. Visiting a dealer a few days after the start of these months can yield plenty of pre-reg cars going at keen prices.

Dealers also have monthly targets to achieve, so a visit at the beginning of any month may well find several pre-reg cars lingering that were registered to meet the previous month’s target.

Another happy hunting time for pre-reg bargains is when a particular model is about to be replaced by a new version. Dealers don’t want old generation versions hanging around and taking up space they need for the all-new car, so they’ll be keen to strike a deal on any pre-reg cars. If you’re happy with the outgoing model rather than the very latest model, it’s an opportunity to haggle a very good deal.

One other place to find pre-reg cars are some of the larger car supermarkets. If a dealer has ended up with a large number of pre-reg cars it needs to sell in a hurry, they sometimes pass them on to supermarkets to save themselves the hassle.

Pre-reg or nearly new - what's the difference?

The difference between a pre-reg car and a nearly new one is the latter includes cars described as ‘ex-demo’ models. This means that nearly new cars might well have been driven on the road and are likely to have higher mileages than any car described as pre-reg.

A car that has been pre-registered will only have the dealer down in the logbook as the first keeper. With a nearly new car, the first keeper could be a dealer, fleet manager or even the car’s manufacturer. Whichever it is, a car can only be sold as nearly new if it’s been bought and registered for the sole purpose of re-selling it. If it has been first registered by a private owner for their personal use, the car immediately becomes a used car in the eyes of the law.

What about ex-demo cars?

An ex-demo car will often be a very attractive option because they tend to be highly specified. Dealers do this because they want to show off as many possible options to new buyers in one vehicle. That can include upgraded trim, wheels, stereo and other extras like a sunroof or electric seat adjustment. They also tend to come with the most popular engine and transmission because dealers know most people will ask to drive that version.

When a dealer comes to sell an ex-demo car, they can describe it as pre-registered but it’s likely to be older and have a higher mileage than most pre-reg cars. This is because the dealer will have kept the car for test drives and it may be up to six months old. The upside to this is it should be sold at considerably less than a brand new model and ex-demos are generally kept in meticulously clean condition

Do they come with a standard new car warranty?

When a car is first registered, its warranty begins to count down to whatever the specified time limit is. If a pre-reg car has been sat around on a forecourt for several months, that means you only get the balance of what’s left rather than the full term that comes with a new car. It’s also worth remembering that some warranty and breakdown packages only apply to the first keeper, so check with the dealer that these benefits will be transferred to you.

And finally...

As you are not the first keeper of a pre-reg car, there are some things to bear in mind. Firstly, make sure the dealer selling the car is the registered owner and not a private individual as this would make it a used car and worth considerably less. Also, when you buy the car, make sure you have the Section 10 ‘New Keeper’s’ part of the logbook to prove your ownership until a full registration document is sent to you. The dealer must send the rest to the DVLA.

When insuring a pre-reg car, it should be as straightforward. However, as the car is not brand new in the eyes of an insurance company, they may not offer a ‘new for old’ replacement in the first 12 months of ownership in the event of the car being written-off. That could mean you being out of pocket and left looking for a used car instead of a new one.

Finally, some finance companies will not offer a loan for a pre-reg car as they only deal with brand new models. Others might not give their best deals as they reserve those for new car buyers and your name is not the first in the logbook.

 

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Best available rate 9.20%

Total repayment £8,930.17

Total cost of credit £1,430.17

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Representative example

Borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77 per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96.

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