Will insurance companies pay out if I have an accident while driving with no MoT?

Will insurance companies pay out if I have an accident while driving with no MoT during this extension period? Are the police going to check vehicles to see if they're roadworthy?

Asked on 1 April 2020 by John Merrifield

Answered by Honest John

Yes, insurers will pay out if the vehicle does not have a MoT in this extension period. If the police attend the incident and the vehicle is not roadworthy, then I am sure they will take action. But that is no different than the norm. It is your duty and responsibility to make sure you car is safe to be on the road.

Tags: insurance mot exemption coronavirus

Similar questions

Is the MOT extension only applicable to people vulnerable or self-isolating?

I have heard conflicting information on MOTs in that the six-month exemption only applies to those people with Coronavirus or those self-isolating. I am not in that category and I had a service and MOT...

Do insurers know about the DVLA's 11-month licence extension?

I learned recently that driving licenses expiring this year have been extended by 11 months. Are the authorities and insurance companies aware of this? When I renew my car insurance in December for January...

My car isn't being used right now. Should I let me insurance policy lapse for a few months?

My car's insurance policy ends shortly and I want to know if I can let it lapse for a few months until more is known regarding the usage of vehicles under lockdown.