A construction vehicle damaged our car - how do we prove which one?

My car was parked on the road near where building works are taking place. Diggers, tip lorries, etc drive up and down the road to gain access to the site. My car along with three others has been hit by one of them. The problem is we can’t prove which one. Are we able to claim off their insurance or will we be at fault through being unable to prove which vehicle?

Asked on 10 December 2019 by Leah James

Answered by Tim Kelly
I would contact the site owners and building managers and advise you wish to claim from them. Advise that they are 'vicariously liable' for their contractors while they carry out their activities and have been negligent in their actions by not having resources in place that would allow their traffic to access their site from an alternative entrance. Without proof of who has damaged the vehicles, unless you have on dashcam or CCTV, you may well struggle and may need to claim via the Motor Insurance Bureau, and make a claim for an untraced driver. I would hazard a guess that the vehicles have been hit by an HGV and trailer, and may not have even known who has done it. Do you know the date the cars where damaged? The site should know what HGV's were coming on-site and making deliveries, it should be straightforward for them to assist in establishing.
Similar questions
My insurance company, Hastings Direct, have referred me through to Auxillis for repair work and hire car following an accident. The other driver went into the back of me, but he is disputing liability...
In a recent question, your answer to a minor no claim accident was it should not affect the cost. I know of an incident where someone hit a deer and contacted the insurer and after finding that the excess...
Last year I lost a hubcap on my car on the motorway and caused damage to the car behind me where we exchanged details. I informed my insurance company and now at renewal, I find my insurance class has...
 

Ask Honest John

Value my car