Do you have any suggestions for obtaining a classic car insurance policy with an agreed value?

Do you have any suggestions for obtaining an insurance policy with an agreed value of £8000 for a 1999 Saab 9-3 Viggen? It has done 81,000 miles, is completely unmodified and hasn't been used for track racing.

Asked on 12 November 2018 by DAVID HAYWARD

Answered by Honest John
You will struggle. I do agreed valuation engineer reports to assist people with agreed valuation insurance policies and your car is not worth £8000. As an engineer, I have to substantiate the value I place on the vehicle, so the insurer can then be confident they are correctly indemnifying. If a car is overvalued, they see it as a "moral risk" because they may end up paying out more than the car is worth. This is called "unjust enrichment". Contact the Saab owners club ( and also try It's Classic Car Insurance ( I would suggest valuing it around the £6000 - £6500 mark.
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