car insurance and low mileage

Honest John Back Room » Motoring discussion
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Tue 20 Jun 2006 11:55
car insurance and low mileage - wazza
i have a '96 mondeo whose insurance is due next month. just had the car Mot'd. i had done about 4k miles in a year. it was the same for the previous year. i am also unemployed. last year i used confused.com to obtain a quote. i put myself down as employed and then unemployed with low mileage. i was suprised to find the premium was higher for unemployed with lower annual mileage. i rang the insurance company and was told they don't go by the mileage. being unemployed you are more likely to drive more often.

can anyone recommend an insurer who take mileage into consideration. don't think my car qualifies for classic insurance :-)
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Tue 20 Jun 2006 12:25
car insurance and low mileage - SpamCan61 {P}
A couple of years back I found 'More Than' had a bigger discount for low milage drivers than others I tried.
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Tue 20 Jun 2006 13:37
car insurance and low mileage - Dynamic Dave
can anyone recommend an insurer who take mileage into consideration. don't think my car qualifies for classic insurance :-)


96 Mondeo. i.e. it's 10 yrs old. Some insurance companies will consider it to be a classic.

Try Footman James who do limited mileage policies.

www.footmanjames.co.uk
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Tue 20 Jun 2006 14:18
car insurance and low mileage - henry k
Try Footman James who do limited mileage policies.
www.footmanjames.co.uk

>>

I insured my daughters Yaris with them.
1500 miles max. I was minding it for a year.
IIRC they do 3000 4500 miles per annum policies.
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Tue 20 Jun 2006 23:02
car insurance and low mileage - DavidHM
The problem with being unemployed is not so much that being unemployed makes you a bad driver but...

... the worst drivers are likely to be those who are drunk or on drugs, who have no sense of self-preservation or responsibility to others, or who have no money or desire to ensure that their car is roadworthy.

That's not to say that being unemployed makes you any of those things, but if you are one or more of those already, the chances are that you won't be able to obtain or hold down a job.

The result is that unemployed people are a bad insurance risk (although I don't buy the argument that being unemployed makes you more likely to drive - although perhaps it might mean you do proportionately more local trips where there are lots of things to hit).
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Tue 20 Jun 2006 23:26
car insurance and low mileage - Big John
Footman James also include Europe wide breakdown/recovery cover as standard, I use them for both of our cars (Octavia & Superb).
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