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Top 10 tips to getting the best deal on car insurance

We all worry about the rising cost of car insurance, but did you know that research from the RAC has shown that one in three motorists pay too much for their premiums?

With a little help, you'll discover there are plenty of simple ways to make huge savings on your car insurance. That's why we have scoured the industry to find the best money saving deals. Check our top 10 to see how you could save hundreds off your next renewal. 


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Never accept an auto-renew quote

The first rule to saving money on car insurance is to never accept the auto-renewal quote. On the face of it, the insurer will look like they’re doing you a favour by automatically renewing your policy, but stop and think – who is this really benefitting? 

In our experience, auto-renew quotes are much more expensive and include a fee for the privilege. Don’t get sucked in. Instead, add your insurance renewal date to your diary and tell your insurer in advance that you will not be automatically renewing the policy. You can always approach your insurer later with the lowest quote you’ve found and ask them to match it.



Roger Turner    on 13 January 2017

Received renewal for £297 - an increase of £75 over last years premium - went on line to two cost comparison sites and both showed with the same company a cost £248.

Roger Hulme    on 10 February 2017

Just bought a Mazda MX-5 Roadster 2.0L. I already have 3 cars insured with a 5* rated company - one is for sale but I need to keep it insured until sold - so this was a fourth car on my multi-car policy.
They wanted a premium of £266 and wouldn't budge so I shopped around and found I could obtain cover from another 5* company for £251 less £63 cashback = £188 - a saving of £78!.

belknap    on 27 February 2017

my wifes car a 2004 civic auto which was due this january came in at £240 renewel a increase from last year of £46 went on line got the same policy type with the same company [ co-op ] for £182 ...

DLDLDL    on 4 April 2017

"a cancelled policy may put you in a higher risk category and result in years of higher premiums" It is an absolute menace. I tried switching and because my old insurer delayed confirming my max NCD, my new insurer cancelled my policy. Result: no online service will touch me and I have been refused insurance by others (which is another black mark). Had to go via a broker to get cover!

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