Yet another insurance question

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Sun 8 Oct 2006 21:25
Yet another insurance question - wrangler_rover
My father died recently and his car was insured fully comp for himself with me as the only named driver (my mother doesn't drive and I don't have any siblings)
I own 2 other cars in my name that are both insured fully comp with protected no claims bonus.
I intend to keep my other 2 cars and his car as it is better than both of mine.
Could I continue to drive on his insurance until the policy is due for renewal?
I guess that I could, but, if I had to make a claim, I could be in trouble for not informing the insurance company of his death and they would refuse to pay out on these grounds.
Does anybody have experience of such matters?
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Sun 8 Oct 2006 21:50
Yet another insurance question - martint123
Sorry about your father. When the same happened to me, my mother was a named driver, but on checking, the policy was made void by the policyholders death. A refund was given without problem though. Stands to reason really when you think of it.

Martin

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Sun 8 Oct 2006 21:51
Yet another insurance question - bell boy
I strongly recommend that you speak to the insurer.
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Sun 8 Oct 2006 21:53
Yet another insurance question - bell boy
sorry yes and my condolences
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Sun 8 Oct 2006 22:02
Yet another insurance question - martint123
Sorry about your father. When something similar happened to me, my mother was a named driver. Upon checking, it was the case that when a policyholder dies the policy is void as to be expected really. They refunded the balance of the policy. Phone them up to check to be safe and sure.

Martin
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Mon 9 Oct 2006 17:15
Yet another insurance question - wrangler_rover
Thank you for the sympathy and for the advice.
I am going to keep both cars for the time being and proceed as follows:
Inform my fathers insurance compny.
Transfer my insurance from my car (1999 Rover 414) to my fathers (2004 Skoda Fabia1.4)
My son who drives a Corsa wants a bigger car so he may take the Rover and sell his Corsa.
If not, I will SORN the Rover (as it isn't worth that much and unlikely to depreciate much more) until we have sorted things out.
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