November 2009
I've recently made a claim for the theft of my car. It was recovered but written off. Prior to that I had 8 years no claims but I assume from the point of insurance companies this is 6 years? ie. the maximum 65%. So if I've made 1 claim would 2 years get deducted off so its 4 years ncb I have to state when getting quotes? I also made a no fault claim from a third party insurer (declared) so this does't affect my ncb. Read more
The central locking on my V/99 Focus LX stopped working so I replaced the infamous Fuse #63 (central locking fuse) behind the glove box... only for it to blow again after a few happy minutes of locking and unlocking :o(
Before I go out and buy another bunch of 20A fuses is there anything I can do to stop them blowing? I read somewhere that I could disconnect each door until I find the offending motor but can't find instructions on how to do this. If you've done it how easy is it? Best left to an auto electrician?
Strangely, while it was working briefly the motors in all the doors were very quiet; previously they were a bit whirring...
correct year edited into header Read more
If you open the door and underneeth the hinge there should be a rubber gaiter. I remember on the Escorts you used to be able to prise back the gaiter and disconnect the plug that used to go inside the door - whether you can do this on the Focus I dont know.
Looking at it logically, it seems like one of the soleniods may have been noisey due to wear and could have become defective upon the fuse blowing the first time hence the reason its quieter now may be because one of the locks is not operating. When you replace the fuse see if all the doors are locked upon locking and unlocked upon unlocking.
Hi, i have a renault scenic 1.9dci 2005. Have recently had a new recon engine fitted. Recently noticed that engine cooling fan is acting erratic, coming on too early, and then going off and on, off and on very quickly. also, when this happens my headlights dip quite noticably to the point where a car in front might think i am flashing at them. Has anyone any ideas to what the problem might be? Read more
did you ever cure this, as my 54 1.5dci is doing the exact same thing
Insurance renewal came through the other day, with one of the majors - just over £300, including roadside and European cover, which I was reasonably happy with, especially having had a write-off this year which was dealt with easily.
Did my usual quick compare using a few search engines and while my quote was about the mark, there was one at nearly £100 lower - albeit without the extra cover above.
So I called them, not really with a view to cancelling - but just to see if there was "anything they could do". I went through to the cancellations number.
Sure enough, I was offered £30 off, or a free MOT voucher, or £180 hotel voucher. I took the MOT.
If you don't ask you don't get!! Read more
If you normally buy TPF&T try Comprehensive at the same time!
My 2nd car Group 15 (11 yrs old) Comp policy was £125 with a £250 excess
TPF&T with the same details/same company was £170!!
I appreciate that if the car is in an accident I will get buttons for the car but the Comp policy covers windscreen damage with a £50 excess - it was nigh on £400 to replace 12/15 mths ago - about half the value of the car.
Not seen this posted before...apologies if it has been.
Pretty scary...one of the women later sent down for murder.
There's a much longer version on' Stressed Out Cop.com'
tinyurl.com/ycskuyw
Ted Read more
"flooring the policewoman"
Having seen the whole incident on a special Traffic Cops edition and viewing the footage above, the policewoman was not floored by the woman in red. The police woman slips on the foil blanket that was put over the woman in red after she was knocked down and temporarily unconsious. She then came round and jumped up as if she was on some kind of substance. But in my view she did not hit the police woman to the ground. Though both the actions of these two women was shocking and deserving of punishment.
Took delivery of new Focus Estate on Tuesday. V5 on doormat this morning (Friday)! Cant grumble with that.
Think I may wait somewhat longer for refund on VEL from old car.
Another thing I also discovered was that some dealers can issue VELs for new cars rather than having to go off to the nearest LVLO. Now I know why I have seen some VELs with 'Dealer' stamped on them. Learn something every day.
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it came in the post 9:00am on the Tuesday. Was very very impressed.
So would I be. Used to have post like that but now lucky to see it before 3pm!
Hi All,
Some of you will be familiar with this so I will be brief in reviewing the reason for this post.
Some months ago a car drove into the left hand side of my daughters car on a roundabout and despite the driver being contrite and apologetic at the scene subsequently took a different line and denied any liability.
My daughter shopped around and lacking the admission from the other party that her insurance company required, decided to get her car fixed at her own cost rather make a claim and lose her NCD etc. As she had advised her insurance company of the accident, today she phoned them up to advise that she would not be pursuing a claim. During the conversation with the insurance company she was told that the other party had never responded to their correspondence.
So the situation, familiar to many back roomers I'm sure, is that the other party causes an accident but then refuses to admit liability and does not respond to correspondence. Who wins? The other party and the insurance company, the latter seeming to allow this to happen, presumably because it would be too costly to pursue and it also allows them to avoid paying out.
So my conclusion is that insurance is merely a legal requirement and a safely blanket should we really have the biggy for which the increased premiums that follow a claim are worth while.
Any expectation that they will stand by the innocent and pursue the guilty is badly mistaken. Cynical even naive of me maybe to expect any different, but my views and any loyalty towards insurance companies have been severely dented!!
FTF Read more
They are not at all bad. My dad in 2002 went through a red light (he didn't see it, and after an investigation police decided the shanty town condition road was at fault, so no charges for my dad) but it was a major junction and wrote to cars off causing injuries to another driver (who police said was excederated (spelling?) we suspect he got into some trouble as police suspected him to speeding.
We got out the Punto without a single injury but the car was a complete write off, every single panal dented, suspension fallen in etc. Amazingly the insurance co write it off as a Cat C. They gave us £1500 or the car after a lot of arguing and didn't loose his no claims because of his protection scheme.
He admitted liability to.
Since this we have always stuck with the same company because they have delivered a level of trust. If insurance companies start refusing to pay out on petty things then they will loose business and will gain a poor reputation.
My insurance policy is not the cheapest, I could have saved £150 a year, but I trust direct line and though the premium was worth paying over the other none name insurance company based in Jersey for tax reasons!
This is an epic level of technical know-how...
tinyurl.com/yzvrv8o
Not. Read more
I worked in a garage that did this to one of the original Sapphire Cosworths, they bought it cheap as a repo job, no locking bolt key, the local tyre place had no idea how to assist, so we hacked the wheel off and then Ford managed to match the key. I've still got a bit of that wheel around here somewhere.
can anyone tell me if you can fit a renault laguna2 1.9dci 2005 engine (F9Q.674) into a renault grand scenic2 1.9dci 2005 (F9Q.812) without modifications. Does clutch / dual mass flywheel have to be replaced or anything else. Or should you attempt not to do this?
, for legal or safety reasons
Many thanks
Trottyveck Read more
Hey can anyone help
i brought a ford focus 1.8 zetec today sounded and looked great
i have driven it for appox 30 miles and the is now a tapping sound coming from the timing belt area.
according to the garage i brought it off it had the cam belt changed approx 2000 -5000 miles ago ( i need to dig out the paperwork to confirm)i did see someone with the same problem on here but had no answers
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thanks i'm going there tomorrow to see what they say
{Proper words edited in to replace txt talk}
Browse
Just had a call from my broker who tell me that my usual insurer - Corinth - is no longer in the business due to significant losses. The best they could quote me was almost double last years price. I went to M&S who did it for almost same price as last year. And that was after one claim in an otherwise claim-free 20 year history (but 3 points last year!)