August 2002

Big Vern


I recently renewed my car insurance with admiral, this is the third year running they have given me the best deal, and until now have found them quite good. They quoted for renewal as per usual and tried to sell me additional breakdown cover etc as per normal. Now o month after the new policy has started they phone up ` just to check a couple of details` then inform me that I do not have the hire car extension to my policy which they can add for £x per month. I have had this on my last couple of policies with them as part of the deal as far as I am aware. I find it a bit cheeky that they seem to be selling you as cheap a policy as they can by removing all the features, not telling you about it until it is too late then trying to sell it to you later. Why wasn`t this offered during the renewal just like the breakdown cover??? I am not just looking for the cheapest insurance as service is important to me, I could have gone with a cheaper deal. Oh well, will have to think long and hard next year.

So be warned and if anybody is renewing their admiral policy / asking them to quote make sure you ask about this!
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The Watcher

Frankly, Im fed up that I find it harder and harder to get insurance that doesn't have all these 'extras' which I don't want!

I don't want in my insurance cover for:

breakdown recovery service
hire car in case mine is off the road
overnight hotel accommodation etc, etc.

I just want basic insurance and if I need any of the other things, I'll pay as and when I need them!

Question SORN
pmh

I have been delayed in returning from a temporary trip to Europe and the Tax Disc, which expired whilst away, will have been due for a whole month during my absence.

Can I fill in a SORN with a European address?
Can a third party complete the SORN?

I have looked at the DVLA website with no sucess.

pmh (was peter) Read more

crazed

tell them its been on a ship in international waters

let them prove otherwise

ha ha

Allan

My R-Reg Galaxy has just fractured the exhaust pipe at the junction where the pipe from the catalyst enters the main exhaust system. The catalyst looks OK.I have been told by an independent exhaust company and the local Ford dealer that repairs of any kind on exhausts are not acceptable (replacing a complete section is OK). The catalyst section is a Ford only supply item and the dealer has said that due to problems in separating the sections, the entire exhaust system system will have to be replaced at a cost of £770.

This seems a huge expense when a piece of pipe welded across the the junction looks as though it would fix the problem. Read more

daryld

I would go for the exhaust weld repair. It is worth a try. I can see no reason why a quality weld wwould not be an acceptable repair. Afterall, the original system was welded when it was being made..should be no risk to damaging the catalyst.

Richard Hall

I have always wondered why car insurance companies don't offer coverage againts major mechanical failure. If you have comprehensive insurance and reverse into a wall causing £2,000 worth of damage, you are insured and only have to pay the excess. But if a conrod lets go in your privately purchased 1998 Peugeot 306 DT (to pick an example totally at random) you could easily be left with £2,000 worth of mechanical carnage to pay for out of your own pocket. I reckon there are plenty of people who would pay for this kind of insurance, especially with garage labour rates and parts costs getting ever more expensive.

Perhaps restrict it to maximum 10 years old / 120,000 miles, set a high excess (say £500 minimum, to stop people getting routine repairs done on their insurance) and have a requirement for proof of regular servicing. Major mechanical failures aren't all that common, so the insurers should be able to make good money out of it, and it might even bring normal car insurance premiums down a bit, for those of us whse cars are too old to be worth taking out this kind of policy, even if we could get cover.

Richard Hall
bangernomics.tripod.com Read more

BrianW

Another option might be full service leasing, one which I would consider next time I change my car (probably about 5 years hence!)

Question Tuning
Johnny20

My Diesel Corolla (1995 with 73k) has gone seriously sluggish, everything including an old fiesta van is pulling away from me and i'm having to rev the nuts off the thing.
It's never been nippy, but better than this
It was serviced 6 months a go and it's always had good fuel.
Anyone got any suggestions?
Would a fuel additive or tune up fix it?

Cheers Read more

Andrew Hamilton

Surprised filter is black. When I change mine it is normally slightly dirty. Suggest you have a problem with oil bypassing valve stems leading to higher oil consumption. Worth checking engine compression at the garage.

Becky

I am trying to sell my current car (immaculate 2000 VW Polo Match1.4, only 14,000 miles.....you know the score!)and am having difficulty over insurance matters.
I am due to take delivery of a new car on 1st September. At the moment the old car is insured and transfer of insurance will take place on 1st to my new car. I have been quoted £47 for 14 days for my old car (as an additional car on the new car policy) or £90 for month. This seems extortionate when you consider the old car policy is £356 for the year!
Do I have to bite the bulle and face this expense, should I take out another policy and 'cash' this in when the ca is sold or is there another way?
Many thanks for any help.
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crazed

problem with swapping cars within the family is that lots of policies require "that you are the registered keeper"

that is there have been times when it would have been best to swap cars with my father for a few months, then swap back, etc... and the most economic insurance would be for us both to just insure the car we are actually driving that month

problem is at the end of a few years registered keeper on the log book would have changed several times, and this affects value

biggest problem with having Father insure it until sold, is that most insurance companies will want the registered keeper changing

etc etc etc etc

so you need to do a little more homework

yea you can ignore this insurance technicality, but then if the car gets stolen you will have potential probs

Question mazda 323f?
jojo

Hi

I am looking at changing my car (present K reg Citroen ZX 1.4 Avantage which has had a whole heap of problems - shot driveshafts, oil leaks etc.) and am considering an older 89-94 Mazda 323F, probably 1.6GLXi, as I have always kinda liked the styling of these cars. I have researched the market and these cars seem a pretty good bet, sound mechanics etc. Does anyone have any views on these and are there any known bad problems I should be aware of. I have a fairly limited budget circa 2K and plan to trade in ZX although I know I won't get much for it! Also any other ideas of what to get would be good, looking for 4 door hatch type of thang!
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MarkL

Hi,

Owned a 323F 1.6i Pegasus for 5 years or so. Mazda started to recommend synthetic gearbox oil which helps with, but doesn't solve entirely, difficulty changing from 1st to 2nd on cold mornings before the oil warms up. This didn't affect all gearboxes, but did mine. Engine ran well, starting 1st time every time and never breaking down. Sold it at 99K miles. Apart from odd suspension creaks, it was still running well. Watch out for main dealer labour charges!

Great fun to drive as it's low to the ground and, to my mind, the suspension was pretty hard and fun. Not the nippiest of cars compared with modern 1.6's, but then the engine dates (apart from becoming fuel injected) from at least 1989.

Good buy, I think.

Mark.

dan

Hi all,
Spotted a supercharged MR2 mk1 (looks in good nick) and on the off chance left a note asking if the owner wanted to sell. I was surprised to get a call from Kim (M) the owner and we had a chat about the car.
He warned me that it wouldn't be worth me coming to look at the car unless l was thinking of paying £3000-3500 !!!

It think its a D reg. Has done about 8,000 (yes 8K) miles in the UK which is about the last 5/6 years.
and did about 30K miles in Japan previous to its IMPORT. (Of course not proveable but does it matter on a car this old?) It is a right hand drive AUTOMATIC.

I understand these cars are rare as only a limited number of MR2 SCs were made hence l would expect a higher than normal price but...£3K? I therefore humbly request your advice. I can't see how we can already be discussing the asking price when l haven't even sat in it! Rather than waste either of out times, is this price realistic assuming it is in good a condition engine wise as the body might suggest?

Regards,
dan Read more

blank

Dan:

I have no idea. But you could try contacting a couple of Jap import specialists, check if they have any, what price etc.

Andy

volvoman






Don't have and wouldn't buy a new car for this reason but do own a white Volvo which doesn't seem to show the damage or even dirt as much as any other colours - don't know why this is but have to say that the darker colours do look better when they're in good nick.. Read more

Andy

I agree it's really annoying. My new Volvo D5 collected a significant dent on a rear passenger door while parked in a car park in France. I am convinced it was caused maliciously as it is on the strongest part of the door (according to my local Volvo bodyshop). If the spaces in supermarket car parks look to narrow I simply park over two spaces. Read more