My write off value won't get me an equivalent vehicle - can I sue the other party's insurer for the difference?

My insurers have written off my car, but the amount offered won't cover the cost of an equivalent vehicle. Can I sue the third party for the difference (£2000) because they have admitted the accident was...

I sold a car but the insurance is valid for a couple more months - can I drive another person's car on that policy?

I sold my car a couple of days ago and my insurance policy runs until the end of July. On that policy, I’m covered for third party liability when I drive another car with the owner’s permission. In June,...

A deer ran into my car causing £1500 of damage - why has my premium increased?

I've got fully comprehensive insurance with Tesco. A small deer ran into my car and caused £1500 damage to driver's side. Tesco said originally that it would not affect my no claims (only one year) or...

Do I need to inform my insurer that the named driver on our policy will now be the main driver?

My wife has unfortunately experienced some seizures since Christmas and voluntarily surrendered her driving licence. The DVLA have informed her that she won't be able to apply for her licence until 12...

Non-manufacturer replacement parts can invalidate warranties - so how can I ensure insurers use OEM parts?

My insurance company tell me that they ensure any replacement parts will be manufacturer parts, whereas other companies will use third party or secondhand parts. This potentially invalidates the warranty....

A driver hit my car and left no details - how can I get the CCTV footage from the car park operator?

My car was damaged in a car park by a third party, who failed to report the incident. The car park operator requested I report the incident to the transport police in order for them to review and release...

Can I challenge a Category N write off after a car fire?

My car was recently the victim of an arson attack, the insurance company have informed me it's a category N write off. Can you explain what this means and what my rights are because I believe the vehicle...

Does my car need to be insured even if I'm not driving it?

Since deciding to sell my car the insurance has run out. Should I reinsure it for a couple of months while I sell it?

Our cars were damaged by a roof fitter, can we use our insurer even if it wasn't a road traffic accident?

Our next door neighbour had a roofer installing fibre glass in their roof during, which resulted in both our cars being covered in fibre glass and resin. The roofer admitted liability and said he wanted...

Does mileage have an effect on the value of written off cars?

I own a 2003 Vauxhall Astra. It's silver, manual with a mileage of 160,000. It;s just been written off and I need to agree its value with the insurers. I've noted a number of comparables for sale around...