I was at fault in an accident, do I pay my excess even if I don't claim for the damage to my own car?

I have just had a bump in my car, which was my fault. The damage to my car is minimal and does not necessarily need a claim because it's 10 years old. The other car was more badly damaged and is possibly a write off due to damage to the door pillar (it's 13 years old). When the other party claims from my insurance, will I still have to pay my excess if I don't claim for the damage to my car? If the answer is yes then I suppose I may as well claim for my damage too.

Asked on 12 September 2018 by Rob Kinnon

Answered by Tim Kelly
No, the excess is only applicable if you're claiming for your own damage.
Similar questions
Growing up in the 1970s and 1980s I always hankered after a Porsche 911. Now approaching retirement that desire has returned with a mid-80s 3.0 SC being my favourite shape. Am I better off buying one...
My car has failed its MoT with a major defect because a tyre sensor was lit on the dashboard. The MoT tester flagged the tyre pressure monitoring system as either “defective or inoperative”. I went to...
Will my car fail the MoT if the ABS light does not come on?

Value my car