Should I claim for windscreen damage on my insurance or pay for it myself?

I bought a 2005 Ford Focus with a cracked windscreen. It has no MoT and I've not put it on my insurance yet. Is it best for me to pay £160 to replace the windscreen or put the car on my insurance and then claim through my insurance window cover?

Asked on 14 August 2018 by Francesca Crowther-smith

Answered by Tim Kelly
As the windscreen was damaged prior to being placed on your insurance it would be fraudulent to claim for it. We would suggest you pay the £160 yourself.
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