Cat C - Reclaim salvage and finance house issues. - gourdon40
My insurance co wanted to write off my 5 yr Renault Megane, the settlement they offered us was not enough, we would have been left with nothing due to outstanding finance, we choose to go down the road of reclaim salvage, we felt damage was not enough to totalled, water damage to gear box, we were told 18% would be deducted from our settlement. we were told this by 3 different people in insurance company, a week after our car had been put in garage to be repaired by insurance payout, we were informed that the insurance company were going to pay our finance company, without informing us. luckily through a lot of sweat and pleading we persuaded the finance company to let us keep settlement as long as we continued to pay finance. has anyone been in a similar situation or done a reclaim salvage themselves.

Slight tweak to subject line - PU